Access a variety of products and services from U.S. Bank and our affiliate U.S. Bancorp Investments.
Why Workplace Banking from U.S. Bank?
No matter where you are in your financial journey, we're here to help.
- Conveniently manage your finances with the U.S. Bank mobile app. Access your credit score,1 deposit checks,2 pay bills and more.
- Choose from rewarding checking packages3 and easy-to-use checking accounts.
- In addition to checking, we offer savings, credit cards, loans and home mortgages, all with competitive rates.
How to get your Workplace Banking benefits.
To get your special pricing, be sure to have your company code ready during the application process. If you don't know your code, ask your HR department.
Checking with benefits
Your Workplace Banking U.S. Bank Personal Checking Package4 or checking account comes with these benefits.
Easy Checking
Personal checking with basic banking must-haves. More details
MONTHLY MAINTENANCE FEE
$6.95 or $0
Gold Checking
Extra benefits for U.S. Bank credit card and loan customers. More details
MONTHLY MAINTENANCE FEE
$14.95 or $0
Platinum Checking
Top-tier checking with competitive rates and all the perks. More details
MONTHLY MAINTENANCE FEE
$24.95 or $0
As part of the program benefits, our affiliate U.S. Bancorp Investments offers a variety of products and services. Whether you want personal financial planning guidance or just prefer to invest online, there are options to meet your needs.
Receive special pricing if you choose Automated Investor.
Pay $0 advisory fees for the first 12 months, then just 0.24% of invested assets per year, billed quarterly. Plus, get access to a 30-minute financial planning consultation by phone with a Wealth Management Advisor, where you can learn about other investment products available to you.
Help grow your wealth with personalized guidance.
Get assistance from a wealth management professional backed by a team of specialists. They’ll create a customized wealth plan based on your goals. Get started with a free consultation by calling 844-724-3678.
Take charge of your finances with Financial IQ.
Gain financial confidence for your life journey with practical tips, articles and tools from Financial IQ.
Road to financial wellness
Financial wellness is a lifestyle choice that begins with education and taking a few important steps.
Conquering credit
Explore credit and why it matters, the five C's of credit, ways to improve a credit score and more.
Journey to home ownership
Navigate the path to your new home with three key steps in the home buying process.
Saving vs. investing
Review the pros and cons of each and how to use both as part of your overall financial strategy.
-
Free credit score access, alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and is not used by U.S. Bank to make credit decisions.
Return to content, Footnote 1 -
Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.
Return to content, Footnote 2 -
Student Checking and Safe Debit Account are excluded. A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. For a comprehensive list of all pricing, terms and policies see the Consumer Pricing Information brochure and the Your Deposit Account Agreement. The Consumer Pricing Information brochure lists fees, terms and conditions that apply to U.S. Bank personal checking accounts and can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Return to content, Footnote 3 -
To receive the U.S. Bank Customer Credit, a U.S. Bank Personal Checking Package must be established prior to final loan approval or, must have an existing first mortgage with U.S. Bank. A minimum of $25 is required to open a U.S. Bank Personal Checking Package. For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information disclosure and the Your Deposit Account Agreement. These documents can be obtained by contacting a U.S. Bank branch or calling 800-872-2657. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.
Return to content, Footnote 4 -
To be eligible for the U.S. Bank Workplace Banking customer credit, you must be employed by a participating U.S. Bank Workplace Banking company. For purchase or refinance transactions, the maximum customer credit is $1,000. Certain mortgages may not be eligible for stated credits. Offer may not be combined with any other mortgage offers and can only be applied once per property within a 12-month period. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.
Return to content, Footnote 5 -
Average account balance – The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of days within the statement period. Business days are Monday through Friday; federal holidays are not included.
Return to content, Footnote 6 -
Gold Monthly Maintenance Fee waiver – Qualifying accounts include U.S. Bank Personal Line of Credit, home mortgages, home equity loans and lines of credit, personal and purpose loans and activated credit cards. (U.S. Bank Reserve Line of Credit and student loans are excluded.) Mortgage and credit products are subject to eligibility requirements and normal credit approval and may be subject to additional charges such as annual fees. Please refer to the credit agreement for full details.
Return to content, Footnote 7
-
Combined deposit, investment and credit balances – Combined deposit balances include the average monthly collected balances for U.S. Bank personal checking, savings, money market and IRA accounts and CDs. Outstanding credit balances include balances on U.S. Bank Personal Line of Credit, home mortgages, home equity loans and lines of credit, personal and purpose loans and credit cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with our affiliate U.S. Bancorp Investments.
Return to content, Footnote 8
Investment and Insurance products and services including annuities are:
Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency
U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.
*For U.S. Bancorp Investments:
Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, and investment advisor and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the Client Relationship Summary and Regulation Best Interest Disclosure are available for you to review.
For U.S. Bank:
U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.
Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.
Equal Housing Lender
year U.S. Bank