For auto loan approval, we will need these items from you.

  • Requested loan amount
  • Social Security number
  • Your employer's name and address
  • Your annual gross income (before deductions)
  • Lien holder name and payoff amount (for refinancing or for private party purchase with a lien)

Apply for an auto loan

Choose from our three convenient ways to begin the car loan approval process:

What happens next?

U.S. Bank will process your application as quickly as possible. You may be asked to provide automobile insurance and proof of income.

Most applicants get a credit decision in two hours or less (during normal business hours). If your auto loan is approved, a U.S. Bank representative will call you to verify your identity and schedule your loan closing.