Today’s mortgage rates in Iowa
Whether you’re ready to buy or refinance, you’ve come to the right place. Compare Iowa mortgage rates for the loan options below.
The rates below assume a few basic things:
- You have very good credit (a FICO credit score of 740+)
- Your loan is for a single-family home as your primary residence
Conventional fixed-rate mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed |
Rate | |
APR |
Term | 20-year fixed |
Rate | |
APR |
Term | 15-year fixed |
Rate | |
APR |
Term | 10-year fixed |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed | ||
20-year fixed | ||
15-year fixed | ||
10-year fixed |
Adjustable-rate mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 10-year ARM |
Rate | |
APR |
Term | 5-year ARM |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
10-year ARM | ||
5-year ARM |
FHA mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed - FHA |
Rate | |
APR |
Term | 15-year fixed - FHA |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed - FHA | ||
15-year fixed - FHA |
VA mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed - VA |
Rate | |
APR |
Term | 15-year fixed - VA |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed - VA | ||
15-year fixed - VA |
Jumbo mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed - jumbo |
Rate | |
APR |
Term | 20-year fixed - jumbo |
Rate | |
APR |
Term | 15-year fixed - jumbo |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed - jumbo | ||
20-year fixed - jumbo | ||
15-year fixed - jumbo |
Iowa living
The state of Iowa has a population of over three million residents and the largest and most populated city is Des Moines. The Hawkeye State has a lot to offer with four distinct seasons, several top universities and diverse landscapes.
Iowa first-time home buyer programs
First-time home buyer assistance programs in Iowa and across the U.S. offer loans, grants, down payment assistance and tax credits. But availability and qualification requirements can vary. Contact your U.S. Bank mortgage loan officer for more information about programs available in Iowa.
Find a mortgage loan officer in Iowa.
Our local mortgage loan officers understand the specifics of the Iowa market. Let us help you navigate the home-buying process so you can focus on finding your dream home.
Take the next step.
Prequalification helps you see how much you might be able to borrow.
If you’ve already found your dream home or are interested in refinancing an existing mortgage, start your application today.