ACCOUNTS PAYABLE AUTOMATION (AP AUTOMATION)

Transform your invoice-to-pay process with U.S. Bank AP Optimizer.

AP Optimizer is a single accounts payable automation (AP automation) solution that simplifies invoice processing and business-to-business (B2B) and business-to-consumer (B2C) payment disbursement. Our modular AP solution offers flexibility to automate one or all parts of your AP process.

Increase your efficiency, enhance your working capital and strengthen your financial controls – all while bringing added security for risk and payment fraud mitigation.

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Automate accounts payable with the power of Paymode-X®.

With AP Optimizer, you are connected to the Bottomline Paymode-X® network of more than 450,000 suppliers. U.S. Bank provides full-service support to help you enroll new suppliers, as well as manage and securely maintain their information.

Start paying network suppliers immediately upon implementation with AP automation and quickly benefit from increased efficiency, reduced payment fraud risk and new rebate revenue opportunity.

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Get more with a fully integrated AP solution.

Accelerate invoice-to-pay processing.

Automate all invoice processing steps from receipt through capture, matching, coding, reviews and approvals. Digitize workflows, exception management and approvals all while enhancing governance for your organization.

  • Reduce paper invoices and manual processes.
  • Improve efficiency and productivity.
  • Decrease costs, errors and risk.

Streamline B2B and B2C payments.

Disburse B2B and B2C payments from the same system using a single payment instruction file. Integrated payables saves time, reduces risk and simplifies reconciliation.

  • B2B: virtual card (rebate), Premium ACH (rebate), ACH, wire, check
  • B2C: Zelle®, RTP®, ACH, prepaid card, check
  • Reduce reconciliation exceptions.
  • Accelerate the move to higher-value digital payments.

Improve visibility and control with one system.

Monitor workflow progress from invoice receipt through payment within the same system. Easy-to-use dashboards and real-time reporting broaden enterprise-wide oversight.

  • Access complete audit and compliance reporting data from a single source.
  • Identify potential fraud, out-of-policy activities and errors.
  • Track progress toward goals using timely, accurate data.

Enhance security and reduce payment fraud risk.

Sophisticated safeguards protect every step of processing. B2B supplier entity and account information are validated during enrollment and securely stored to protect sensitive account information.

AP Optimizer prevents unauthorized access through:

  • Multi-factor authentication
  • State-of-the-art controls
  • Fraud-resistant workflows

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Find answers to your questions about AP automation.

Expert guidance to automate your invoice-to-pay process.

What you need to know to invest in AP automation solutions

The right AP technology can help seamlessly digitize and optimize your AP processes. From ERP integration to efficient reconciliation, read about features that make an AP automation solution best-in-class.

How to automate your AP

Webinar: How to solve payment challenges using AP automation

U.S. Bank and treasury management leaders discuss how to alleviate invoice processing issues by using our invoice-to-pay solution, AP Optimizer.

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Create an AP automation strategy to optimize revenue and payments

The procure-to-pay lifecycle is ripe for automation. Start your AP automation journey to not only save money, but also identify optimizations you can make to your business using data and analytics.

Read tips to optimize revenue

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