Calculate your ROI.

Enter a few details about your AP program in the fields below to see the projected annual net benefit of AP Optimizer.

Increase the value of your AP program.

Rebate revenue is just one benefit of AP automation. AP Optimizer is a single system that streamlines the entire invoice management and payment disbursement process for your accounts payable operations. Enhance efficiency, reduce fraud risk and improve control with our modular invoice-to-pay solution.

Discover the financial value of AP automation.

Invoice-to-pay automation insights

Woman working an office, looking at a computer.

Leverage AP automation to improve efficiency and optimize revenue.

Benefits flow throughout the organization when AP departments automate processes. Learn about the financial opportunities created by invoice-to-pay automation.

Customer at a grocery store paying the clerk.

Streamline business and consumer payments.

Organizations that pay businesses and consumers need an AP automation solution designed for the task. Learn about key capabilities and why they’re important.

Take the next step.

Our team is here to help you optimize your accounts payable operations. Schedule an AP Optimizer demonstration to get a detailed view of what our tool can do for you.

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  1. 2022 RPMG Virtual Card Benchmark survey

  2. 2022 AFP® Payments Fraud Control Report

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The creditor and issuer of U.S. Bank charge cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A., Inc., and Mastercard® International Inc.

U.S. Bank AP Optimizer is powered by Paymode-X. Bottomline Technologies and Paymode-X are trademarks of Bottomline Technologies, Inc and may be registered in certain jurisdictions. Eligibility requirements, other conditions and fees may apply. Services mentioned may be subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

U.S. Bank AP Optimizer® is a registered trademark of U.S. Bank N.A.

The foregoing products are available solely for business transactions and not for personal, family or household transactions.