Optimize the way you process payments.

We are in the midst of a once-in-a-generation transformation of the payments landscape. Work with a corporate and commercial banking partner you can trust and one that is a leader in payment innovation and the digitization of accounts payable and payment disbursements.

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Customize your accounts payable strategy.

Combine payments solutions holistically to enhance efficiency and prioritize security for your accounts payable strategy. Control payments and manage spend across all payment types to help maximize your working capital. Whether your business is domestic or international, let's craft the right payments and AP strategy for your organization.

  • Pay consumers, vendors, trading partners and employees how they want to be paid.
  • Control the speed of payment to best achieve organizational goals and the needs of your trading partners or payees.
  • Take advantage of new payment channels that make your job easier.

Find your payable strategy

Automate invoice processing and optimize payments.

Transform your invoice-to-pay process.

Our modular AP solution, U.S. Bank AP Optimizer™, automates one or all parts of your AP process. Manage your entire invoice-to-pay process within a single accounts payable automation (AP automation) solution to improve efficiency and control while reducing fraud risk.

Automate accounts payable

Improve payment efficiency for accounts payable.

Prioritize posting times, availability and automation to increase payment accuracy and reliability. With full data and transparency, you can improve and enhance your accounts payable operation.

Manage your payment operations

Manage spend with corporate credit card solutions.

Transform your payables with a corporate credit card program that can help you drive down costs, improve oversight and increase efficiency.

  • Improve your purchasing processes.
  • Manage your business travel expenses.
  • Automate your payables processes.

Explore corporate credit cards

Support global operations with a cross-border payment strategy.

Get expert guidance and solutions to help your organization expand globally. We can help you optimize your foreign investments, global cash management, international trade and global payments processing.

Navigate global payments

Optimize AP processes through comprehensive web-based tools.

Manage your accounts payable processes through SinglePoint®, our proprietary web portal for treasury services. 

  • Convenient access to all your treasury tools, all in one place, Including electronic payments and reporting.
  • A flexible rules-based entitlement and user management system to help you control your payments workflow.

Learn more about U.S. Bank SinglePoint

Keep pace with new, digital AP technologies.

Let us help you assess and apply innovative payments technologies in ways that best align to your strategy and goals. We're partnering with fintechs to bring new solutions and capabilities, from developing API-enabled solutions to launching faster electronic payments, to market quickly that help you better manage your working capital and accounts payable operations.

Explore AP technologies

Read insights about accounts payable and AP technologies.

Maximize treasury management analytics.

Building your organization’s analytics program requires expanding how you track data and using tools to make data actionable. Learn how data and analytics can help streamline your operational and strategic treasury functions, including liquidity and cash flow management.

Build a bridge to better analytics

Adapt to the new payments landscape.

Customers rely on digital payment technologies more than ever to interact, shop and pay for goods and services. Simply accepting credit and debit card payments is no longer enough. Let’s prepare your business, your employees and your community for the new market reality.

Evolve your payment technologies

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