Accept credit and debit card payments your way.

  • Customizable and affordable POS hardware/software options
  • All major credit and debit cards accepted – Visa®, Mastercard®, Discover®, American Express®
  • Contactless payment solutions – Apple Pay®, Google Pay® and Samsung Pay®
  • Support available 24/7
  • Transparent pricing with no hidden fees
  • Flexible plans and no long-term contract
  • Same day funding with U.S. Bank business checking account1
  • No monthly minimum or standard PCI fees

Simplify the way your small business takes payments with affordable credit card processing.

Surcharging and payment optimization mean affordable transaction costs for you and more flexibility for your customers. Contact a banker to learn more.

SWIPE, TAP, DIP

2.6% + 10¢

KEY-IN TRANSACTION

3.5% + 15¢

ONLINE PAYMENTS

2.9% + 30¢


Our talech payment solutions are designed to grow with your business.

Run your business better with a point of sale system designed around you. Each plan has flexible hardware purchase or lease options available. Select the option that fits your business.

Mobile

Best for businesses taking payments on the go.

  • $0 software fee
  • Use your own smartphone
  • Unlimited users
  • 100 products
  • Card reader available
Get started

  • Use your own smartphone to accept payments on the go
  • All major credit and debit cards, Apple Pay, Google Pay and Samsung Pay accepted
  • Basic order management
  • Menu management with products and categories
  • SMS and email receipts
  • Multi-level tax support
  • Multi-tender with split tender capabilities
  • Access reports online
  • Requires Bluetooth card reader

Elavon, a division of U.S. Bank, processing fees apply

Starter

Best for cafes, retail, professional services and more.

  • $29 per month software fee
  • $29 per month for each additional software license
  • No limit to additional devices
  • Unlimited employees
  • 500 products
Get started

  • Order management including splitting items, item level notes and custom discounts
  • All major credit and debit cards, Apple Pay, Google Pay and Samsung Pay accepted
  • Inventory tracking
  • Automatic and manual services charges
  • Paper, SMS and email receipts
  • Multi-level user access
  • Customer management
  • Supported cash drawer and printers

Elavon, a division of U.S. Bank, processing fees apply

Standard

Best for quick-service/fast casual restaurants and medium retailers. 

  • $69 per month software fee
  • $29 per month for each additional software license
  • No limit to additional devices
  • Unlimited employees
  • Unlimited products
Get started

  • Bundles
  • Time-based services
  • Sell items by weight
  • Barcode label printing
  • Clock-in and timesheets
  • Kitchen printing
  • Automatic discounts
  • Exchanges
  • Store credit
  • House accounts
  • Insights
  • And more...

     

Elavon, a division of U.S. Bank, processing fees apply

Premium

Best for full-service restaurants and multi-location businesses.

  • $99 per month software fee
  • $29 per month for each additional software license
  • No limit to additional devices
  • Unlimited employees
  • Unlimited products
Get started

  • Appointment booking
  • Gift cards
  • Online ordering
  • Inventory alerts
  • Purchase orders
  • Inventory log
  • Stock take
  • Table management
  • Pay by position
  • Split and merge orders
  • Coursing
  • Automatic gratuity
  • BOGO discounts
  • And more...

Elavon, a division of U.S. Bank, processing fees apply

All your business needs in one place.

Supporting you 24/7

Never miss a beat with our industry-leading 24/7 customer support. A real person is always available to answer your questions at no additional cost.

Everyday Funding

Improve cash flow with industry-leading funding, available 7 days a week, with no daily funding limits.1

Safe & secure payments

With EMV, contactless payment options, PCI-DSS, and end-to-end encryption, your customer payment data is protected by the latest authentication and security technology.

Improve your business operations.

With a range of staff and inventory management features, our talech solutions make running your business easier.

  • Plan employee schedules easily and set inventory alerts to ensure you never run out of popular products.
  • Streamline processes and automate tasks to free up your time and focus on the key details that make the difference to your business.

Control your business costs.

Reduce waste with intuitive, easy-to-use product catalog and order management tools.

  • Generate real-time reports to understand every aspect of your business.
  • Stay on top of your accounts payables with labor cost analysis.
  • Avoid tying up cash flow with excess stock levels.  

Frequently asked questions

Fees

With minimal or no monthly hardware and software fees, your business can hit the ground running. All credit and debit card transactions have a low-rate dependent  upon whether the card is swiped, dipped, tapped, manually keyed in or accepted online, as mentioned above.

Our talech solution provides a seamless integration with QuickBooks, Xero and Sage.

And if it’s not enough, talech has an invoicing solution to get paid faster and make accounting easier.

About talech and getting started

talech is a feature-rich, affordable cloud-based POS suite from U.S. Bank that are tailored for retail, restaurant and service industries to use and scales seamlessly across multiple locations to support business expansion.  

Customers expect the ability to pay in any environment- online, in-person, by phone, in-app or by mobile wallet. U.S. Bank Payment Solutions and talech allow your business to accept payments from anywhere – a store front, online, over the phone from home, on location or wherever your customers are. In addition, talech provides a contactless shopping experience. 

Get all the benefits of a cloud-based point of sale. Track your sales data in real-time so you can see how your business is doing at home or at the beach, wherever and whenever you need to. Analyze the health of your business across revenue, product and staff metrics.

Cash flow keeps businesses in business. You need money in your account to pay invoices, payroll and achieve your goals. Everyday Funding allows you to get funding seven days a week so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency. Everyday Funding works on weekends and weekdays which means funding is direct to your deposit account every day of the week. Everyday Funding is available at no additional cost for U.S. Bank business depository account customers with a U.S. Bank Payment Solutions account.

Encore Relationship Rewards

A program offered exclusively by U.S. Bank. You’ll earn cash back or points for making purchases and for taking payments – so you can maximize your cash flow and grow your business. Learn more about Encore Relationship Rewards.

U.S. Bank Payment Solutions has highly trained support teams available 24/7/365 to help whenever you need it. Also, each of our merchant services customers is assigned a dedicated Customer Account Manager to work with their business.

Please call 800-432-9413 so we can help you.

Operating hours: Monday through Friday 9 a.m. to 5 p.m. CT

Security and Fraud Management Solutions

With end-to-end encryption, your customer data is protected by the latest security technology which is compatible with contactless payments, chip and pin, Apple Pay®, Google Pay® and Samsung Pay®.

Help your business mitigate the risk of potential data breaches and the resulting reputational and financial loss with contactless payments. Tokenization, contactless cards and mobile wallets provide stronger security than traditional payment methods through tokenization technology. A token replaces a cardholder’s payment card numbers, rendering the payment information useless to hackers, making theft of card present transaction data more difficult.

Get started

Apply online
Call 800-432-9413
Request a call
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Disclosures

Investment and insurance products and services including annuities are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency.

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  1. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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© 2023 Elavon Inc. All rights reserved. Elavon is a trademark in the United States and/or other countries. All rights reserved. All features and specifications are subject to change without notice. This document is prepared by Elavon as a service for its customers. The information discussed is general in nature and may not apply to your specific situation.