Accept card and contactless payments your way.

  • All major credit and debit cards accepted – Visa®, Mastercard®, Discover®, American Express®
  • Contactless payment and digital wallet compatible – Apple Pay®, Google Pay® and Samsung Pay®
  • Hardware and POS systems that let you take payments anywhere
  • Online ordering, curbside pickup and delivery, appointment booking, invoicing, e-gift cards, loyalty programs and more
  • Custom POS solutions for restaurants, cafes, services, retail and mobile businesses.
  • Transparent pricing with no hidden fees
  • Flexible plans and no long-term contract
  • Same day funding with U.S. Bank business checking account1
  • No standard PCI fees
  • 24/7 support

STREAMLINE AND AUTOMATE.

Improve your business operations.

With a range of staff and inventory management features, our payment solutions make running your business easier.

  • Plan employee schedules easily and set inventory alerts to ensure you never run out of popular products.
  • Streamline processes and automate tasks to free up your time and focus on the key details that make the difference to your business.

KEEP AN EYE ON CASHFLOW.

Control your business costs.

Reduce waste with intuitive, easy-to-use product catalog and order management tools. 

  • Generate real-time reports to understand every aspect of your business.
  • Stay on top of your accounts payables with labor cost analysis.
  • Avoid tying up cash flow with excess stock levels.

Build your U.S. Bank POS system.

Mobile point-of-sale plans

Take your business to the next level with a point-of-sale system designed around you. Each plan has flexible hardware purchase or lease options available. Select the POS option that fits your needs.

BASIC POINT OF SALE

talech Mobile

Starting at $0/mo.
Additional costs may apply for card reader purchase.

Payment processing fees apply2

BEST FOR:

  • Mobile & on-the-go businesses
  • Food trucks & fairs/farmers’ markets
  • Pop-up shops

Number of users and products:

  • Unlimited users (each requires their own smartphone)
  • Supports up to 100 products
Get started Learn more

ENTRY LEVEL POINT OF SALE

talech Terminal

Starting at $15/mo.
$15 per month for each additional software license

Payment processing fees apply2

BEST FOR:

  • Business owners/managers who prefer a handheld smart terminal for taking payments
  • Small operations with 1-2 employees
  • Mobile businesses

Number of users and products:

  • One user per handheld terminal
  • Supports up to 100 products
Get started Learn more

Full service POS plans

ESSENTIAL POINT OF SALE

Starter

Starting at $29/mo.
Hardware fees vary depending on device selected and if purchased or rented.

$29 per month for each additional software license

Payment processing fees apply.2

BEST FOR:

  • Boutiques and small businesses
  • Coffee shops, bakeries, cafés

Number of users and products:

  • Unlimited users
  • Supports up to 500 products
Contact a specialist

FULL FEATURE POINT OF SALE

Standard

Starting at $69/mo.
Hardware fees vary depending on device selected and if purchased or rented.

$29 per month for each additional software license

Payment processing fees apply.2

One-time set-up fee of $99

BEST FOR:

  • Business owners looking for a mid-range POS system
  • Retail shops, small businesses, quick-service restaurants

Number of users and products:

  • Unlimited users
  • Unlimited products
Contact a specialist

COMPREHENSIVE POINT OF SALE

Premium

Starting at $99/mo.
Hardware fees vary depending on device selected and if purchased or rented.

$29 per month for each additional software license

Payment processing fees apply.2

One-time set-up fee of $99.

BEST FOR:

  • Business owners who want an advanced point of sale
  • Full dining restaurants
  • Multiple retail locations
  • Healthcare, veterinary and dental offices

Number of users and products:

  • Unlimited users
  • Unlimited products
Contact a specialist

Price transparency from the start

SWIPE, TAP, INSERT

2.60% + 10¢

MANUAL TRANSACTION

3.50% + 15¢

ONLINE PAYMENTS

2.90% + 30¢

Point-of-sale plans by industry

When it comes to taking payments, we have your industry covered, whether you run a restaurant, retail operation, salon or spa or mobile business. From inventory management to invoicing, online ordering and appointment booking, our POS solutions come with built-in features designed to help you run your business more smoothly.

Retail

Services

Restaurants

On-the-go

Explore POS by industry

POS features to help you run your business

Online ordering

Add new revenues streams by offering online ordering, pick up in-store or curbside and delivery.

Learn more

Gift cards

Grow sales with gift cards. Choose between e-gift cards for a no-cost way to generate additional revenue or physical cards branded with your logo and design.

Learn more

Appointment booking

With prepaid gift cards, you make the sale ahead of time. It’s a great way to keep on top of cash flow and projections.

Learn more

Invoicing

Increase efficiency and boost cash flow with online invoicing.

Learn more

POS hardware

From mobile businesses to full-service enterprises, U.S. Bank offers flexible POS plans and hardware to help you accept payments and streamline your operations. For businesses that need more advanced solutions, we offer several hardware options that you can add on to our set-price plans to create a tailored solution.

View POS hardware

The support you need when you need it

24/7 support

Never miss a beat with our industry-leading 24/7 customer support. A real person is always available to answer your questions at no additional cost.

Everyday Funding

Improve cash flow with industry-leading funding, available 7 days a week, with no daily funding limits.1

Safe & secure payments

With EMV, contactless payment options, PCI-DSS, and end-to-end encryption, your customer payment data is protected by the latest authentication and security technology.

Take a closer look at our POS plans.

Choosing the right point-of-sale plan is a critical decision for businesses of all sizes. Whether you're a small business owner looking for a cost-effective solution or a growing enterprise with more advanced needs, our POS plans are designed to scale with you.

Compare our transparent pricing to find a plan that aligns with your budget and provides the features your business demands.

Compare POS plans

Frequently asked questions

With minimal or no monthly hardware or software fees, your business can hit the ground running. All credit and debit card transactions have a low rate dependent upon whether the card is swiped, dipped, tapped, manually keyed in or accepted online, as mentioned above.

Our talech software provides a seamless integration with QuickBooks, Xero and Sage.

And if that’s not enough, talech has an invoicing solution to get paid faster and make accounting easier.

talech is a cloud-based POS suite from U.S. Bank tailored for businesses of all kinds that scales seamlessly across multiple locations to support business growth.

Cash flow keeps businesses in business. You need money in your account to pay invoices, payroll and achieve your goals. Everyday Funding allows you to get funding seven days a week so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency. Everyday Funding works on weekends and weekdays which means funding is direct to your deposit account every day of the week. Everyday Funding is available at no additional cost for U.S. Bank business depository account customers with a U.S. Bank Payment Solutions account.

Customers expect the ability to pay in any environment- online, in-person, by phone, in-app or by mobile wallet. U.S. Bank Payment Solutions and talech allow your business to accept payments from anywhere – a store front, online, over the phone from home, on location or wherever your customers are. In addition, talech provides a contactless shopping experience. 

Get all the benefits of a cloud-based point of sale. Track your sales data in real-time so you can see how your business is doing at home or at the beach, wherever and whenever you need to. Analyze the health of your business across revenue, product and staff metrics.

U.S. Bank Payment Solutions has highly trained support teams available 24/7/365 to help whenever you need it. Also, each of our merchant services customers is assigned a dedicated Customer Account Manager to work with their business.

With end-to-end encryption, your customer data is protected by the latest security technology which is compatible with contactless payments, chip and pin, Apple Pay®, Google Pay® and Samsung Pay ®.

Help your business mitigate the risk of potential data breaches and the resulting reputational and financial loss with contactless payments. Tokenization, contactless cards and mobile wallets provide stronger security than traditional payment methods through tokenization technology. A token replaces a cardholder’s payment card numbers, rendering the payment information useless to hackers, making theft of card present transaction data more difficult.

Ready to get started? 

Apply online
Call 800-432-9413
Request a call
Find a branch
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Disclosures

  1. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

  2. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U. S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

Start of disclosure content

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Using these programs requires a merchant processing account. See a business banker for details.

Apple Pay is a registered trademark of Apple Inc. App Store is a service mark of Apple Inc.

Google Pay, Android and Google Play are trademarks of Google LLC. Fitbit Pay is a trademark of Fitbit LLC and/or its affiliates.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.