Know your strengths.
Answer eight questions about saving, spending, borrowing and planning so you can understand your financial strengths and opportunities.
U.S. Bank Access Home
It’s more than just a home you own. It’s your future.
When you become a homeowner, you own more of your tomorrow. U.S. Bank Access Home is here to help you get started — with financial education, guidance from our bankers and home loan options to fit your needs.
Get started.
Connect with a banker.
Our bankers offer personalized guidance. They can meet with you in-person, on the phone or virtually — however you feel most comfortable.
Open a Bank Smartly® Checking account.
Apply for a U.S. Bank Smartly Checking account in under five minutes with an opening deposit of just $25.
Keep your finances at your fingertips.
Download the U.S. Bank Mobile App to access everyday banking tasks and more. Set savings goals, explore personal insights and get tips for staying on top of your finances.
Find resources for every step toward homeownership.
No matter where you are on your path to homeownership, our resources can support you in reaching your goals. Sign up today to receive ongoing emails on each stage of the journey — as well as a follow-up call from a mortgage loan officer for personalized help.
Explore more on preparing, planning and purchasing your home.
Make it a habit to pay yourself first.
Create a budget that works with your lifestyle.
Understand how credit can work for you.
Tackle debt with wisdom.
Protect yourself from scammers and identity theft.
Understand financial basics.
Prepare to buy.
Navigate mortgages.
Close on your new home.
Big decisions require unique solutions. Our variety of loan options were designed to help make your homeowning dreams possible. Learn more about these loans and see whether you’re eligible.
We’re committed to your tomorrow.
U.S. Bank Access Home is a part of U.S. Bank Access Commitment™, a set of initiatives dedicated to supporting Black and Hispanic communities on their paths to building wealth. These initiatives include financial guidance from our wealth advisors, efforts toward access to capital and helping diverse small business owners grow and sustain their businesses.
We’re now offering the U.S. Bank Access Home Loan, which provides assistance funds up to either $8,000 or 3% of the purchase price up to $12,500 – whichever is greater.1 We’ll also provide up to a $5,000 credit2 that you can use to buy down your mortgage rate or pay other closing costs.
Access Home in Action
Access Home Loan helps mother of four become homeowner
Acts Housing and U.S. Bank team up to help create access to homeownership
Together, our organizations are providing financial education to help Black families and individuals in Milwaukee move toward buying their first home.
Louisville mortgage pro helps Hispanic community achieve American dream
Mortgage Loan Originator Joanna Garcia brings homeownership education and opportunities to Hispanic locals with the American Dream Loan.
More homebuying resources
Connect to coaches or mortgage loan officers, learn about mortgages you might not have heard about and find answers to even more of your homebuying questions.
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Disclosures
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Equal Housing Lender
