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Explore more on preparing, planning and purchasing your home.

We’re committed to your tomorrow.

U.S. Bank Access Home is a part of U.S. Bank Access Commitment™, a set of initiatives dedicated to supporting Black and Hispanic communities on their paths to building wealth. These initiatives include financial guidance from our wealth advisors, efforts toward access to capital and helping diverse small business owners grow and sustain their businesses.

We’re now offering the U.S. Bank Access Home Loan, which provides assistance funds up to either $8,000 or 3% of the purchase price up to $12,500 – whichever is greater.1 We’ll also provide up to a $5,000 credit2 that you can use to buy down your mortgage rate or pay other closing costs.

Melody Jones and her family members at the home she purchased with help from U.S. Bank

Access Home in Action

Access Home Loan helps mother of four become homeowner

Acts Housing and U.S. Bank team up to help create access to homeownership

Together, our organizations are providing financial education to help Black families and individuals in Milwaukee move toward buying their first home.

Louisville mortgage pro helps Hispanic community achieve American dream

Mortgage Loan Originator Joanna Garcia brings homeownership education and opportunities to Hispanic locals with the American Dream Loan.

More homebuying resources

Connect to coaches or mortgage loan officers, learn about mortgages you might not have heard about and find answers to even more of your homebuying questions.

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  1. The assistance funds loan payments are deferred, due upon sale of the property, first mortgage is refinanced or the first mortgage is paid off.

  2. The closing cost credit will be up to $5,000 for all approved loans at closing. If the amount due from the borrower for closing costs, points and prepaid costs exceeds $5,000, after the minimum $1,000 borrower out of pocket and all other applicable credits, the credit will be $5,000. If the final amount due from the borrower is less than $5,000, the credit will cover only the amount due, after the minimum $1,000 is applied.

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

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U.S. Bank is not responsible for and does not guarantee the products, services or performance of third parties.