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Know your strengths.

The first step in preparing yourself and your finances is to understand your starting point. Our financial assessment asks eight questions about saving, spending, borrowing and planning. Answer the questions to find out your strengths and where you have more to learn.

Connect with a banker.

Our bankers offer personalized guidance to help you figure out what you need and how best to proceed. They can meet with you in-person, on the phone or virtually — however you feel most comfortable.

Keep your finances at your fingertips.

From access to everyday banking tasks to recommendations to stay on top of your finances, the U.S. Bank Mobile App has you covered. Set savings goals, access personal insights and feel more confident about your financial decisions.

Prepare: your financial foundation

These articles and financial foundation learning modules provide strategies and inspiration to build up your financial knowledge.

Saving

Make paying yourself first a habit.

Budgeting

Create a budget that works with your lifestyle.

Building credit

Understand how credit can work for you. 

Managing debt

Tackle debt with wisdom.

Avoiding fraud

Protect yourself from scammers and fraud. 

Financial fundamentals

Understand financial basics.

Plan: your homebuying journey

Find the information you need as you take your next steps toward buying a home.

Preparing to buy

Get answers to common home-buying questions.

Navigating mortgages

Get an idea of the best mortgage for you.

Closing on a home

Discover what goes into closing on your new home.

Owning a home

Learn more about the benefits and costs of homeownership.

Purchase: your mortgage options

Big decisions need unique solutions. Learn about your options, including conventional, FHA and VA loans. You can also see if you prequalify or use our payment calculator to see what you can afford.

Access Home partners in your area

As part of U.S. Bank Access Commitment™, our long-term approach to building wealth and redefining how we serve racially diverse communities, we are partnering nationally with Fannie Mae, Freddie Mac and National Association of Real Estate Brokers, and locally with several nonprofits in five communities, to increase homeownership education and access.

Our partner programs vary, like in Milwaukee, where Acts Housing is launching Acts Housing Homebuyer Power Pack, a cohort of nearly 140 potential homebuyers who can participate in 12 courses on financial education. Those who complete all 12 courses will earn $1,000 toward paying off debt or for a down payment.

You’ll find community partners near you, listed below by city. If you live outside of these cities, you can connect with a U.S. Bank mortgage loan officer near you.

Las Vegas, NV

Little Rock, AR

Milwaukee, WI

Minneapolis, MN

St. Louis, MO

More homebuying resources

Connect to coaches or mortgage loan officers, learn about mortgages you might not have heard about, and find answers to even more of your homebuying questions.

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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of third parties.