When you become a homeowner you own more of your tomorrow. U.S. Bank is here to help you get started — with financial education, community partnerships, and guidance from our bankers.
The first step in preparing yourself and your finances is to understand your starting point. Our financial assessment asks eight questions about saving, spending, borrowing and planning. Answer the questions to find out your strengths and where you have more to learn.
Our bankers offer personalized guidance to help you figure out what you need and how best to proceed. They can meet with you in-person, on the phone or virtually — however you feel most comfortable.
From access to everyday banking tasks to recommendations to stay on top of your finances, the U.S. Bank Mobile App has you covered. Set savings goals, access personal insights and feel more confident about your financial decisions.
These articles and financial foundation learning modules provide strategies and inspiration to build up your financial knowledge.
Find the information you need as you take your next steps toward buying a home.
Big decisions need unique solutions. Learn about your options, including conventional, FHA and VA loans. You can also see if you prequalify or use our payment calculator to see what you can afford.
As part of U.S. Bank Access Commitment™, our long-term approach to building wealth and redefining how we serve racially diverse communities, we are partnering nationally with Fannie Mae, Freddie Mac and National Association of Real Estate Brokers, and locally with several nonprofits in five communities, to increase homeownership education and access.
Our partner programs vary, like in Milwaukee, where Acts Housing is launching Acts Housing Homebuyer Power Pack, a cohort of nearly 140 potential homebuyers who can participate in 12 courses on financial education. Those who complete all 12 courses will earn $1,000 toward paying off debt or for a down payment.
You’ll find community partners near you, listed below by city. If you live outside of these cities, you can connect with a U.S. Bank mortgage loan officer near you.
Create a YouTube Channel and social media presence to increase Black Homeownership with educational videos
Summer, and Fall community outreach events along with digital/online/virtual platforms to provide presentations and toolkits on saving, budgeting, debt, investments, housing, and other financial education
Dinner Conversation Series on financial foundations that runs weekly throughout the summer
Financial education cohort program meeting monthly, to include incentives up to $1000 for course completion
Pop-up community events in partnership with Acts Housing, along with youth focused Barbershop Mondays/SMILE and Slay programs
Home Is Where the Wealth Is tours to help families understand the transition from renting to ownership, all aspects of financial education, building good credit, budgeting, planning, and maintaining a home
Special event/resource quarterly or semi-annually to bring together workforce development, mental health, housing and finances information
Researching new down payment assistance program opportunities for Minneapolis communities
Unapologetically Black program, providing social and economic generational wealth education coupled with extensive one on one coaching and resource alignment
Roundtable discussions to discuss investment portals in homeownership, generational wealth in real estate
Town hall events focused on the path to homeownership, along with community career events focused on homeownership including Mortgage Loan Officers
Dream Builders 4 Equity program that provides financial education, outreach and down payment assistance to families purchasing through this program
Black Homeownership Caravan parade along with providing housing counseling and monthly homeownership readiness workshops
Connect to coaches or mortgage loan officers, learn about mortgages you might not have heard about, and find answers to even more of your homebuying questions.
Equal Housing Lender
