How do no annual fee credit cards work?

A no annual fee credit card is a great option that can help you earn rewards, improve your credit and save on interest.

Many rewards credit cards, cash back credit cards and low interest rate credit cards offer no annual fees. Annual fees are more common with airline credit cards and premium rewards cards as a way to offer additional benefits.

Do no annual fee credit cards offer rewards?

Many no annual fee credit cards come with great benefits so you can enjoy the best of both worlds.

The U.S. Bank Altitude® Go Visa Signature® Card and U.S. Bank Cash+® Visa Signature® Card offer rewards and low interest rate, while the U.S. Bank Visa® Platinum Card offers a low interest rate.

What do I need to know before selecting a no annual fee credit card?

Before you select a no annual fee credit card, compare the interest rate and rewards of other cards to maximize your benefits based on your lifestyle and spending habits.

For example, a travel card that charges an annual fee may offer travel credits, priority boarding and other perks that may save you money.

U.S. Bank offers a selection of no annual fee credit cards

U.S. Bank Cash+® Visa Signature® Card

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U.S. Bank Altitude® Go Visa Signature® Card

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U.S. Bank Visa® Platinum Card

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Disclosures

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., or Mastercard International Incorporated or American Express, and the card is available to United States residents only. Mastercard is a registered trademark, and the circles design is trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.