APPLICATION REQUIREMENTS CHECKLIST

What you need to apply for a business bank account

To apply for an account online, you must own 20% or more of your business. Please note that the requirements differ if you apply in person at a branch.

Here’s what you’ll need to start your application.

Full application requirements may vary based on your business type and the account you’re applying for.

Applicant requirements

  • Social Security number (SSN) or Individual Taxpayer Identification number (ITIN)
  • Legal name and home address
  • Email address
  • Mobile number

Business requirements

  • Business Taxpayer Identification Number (TIN)
  • Legal business name and physical address
  • A minimum opening deposit of $100
  • Debit and credit card sales estimates (required for Business Essentials applications)

Requirements by business type

Government-issued identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport

Business Taxpayer Identification Number such as:

  • SSN
  • ITIN
  • Employer Identification Number (EIN)

Proof of legal name if using a doing business as (DBA) name. DBA names differ from the owner’s or legal business’s names and are often filed with a government authority.

Government-issued identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport

Business Taxpayer Identification Number, such as:

  • SSN
  • ITIN
  • Employer Identification Number (EIN)

Business formation documents, which may include:

  • Valid government-issued business license
  • Certificate of good standing from your Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name if using a doing business as (DBA) name. DBA names differ from the owner’s or legal business’s names and are often filed with a government authority.

Government-issued identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport
  • Employer Identification Number (EIN)

Business formation documents, which may include:

  • Valid government-issued business license
  • Certificate of good standing from your Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name if using a doing business as (DBA) name. DBA names differ from the owner’s or legal business’s names and are often filed with a government authority.

Information about additional business owners:

  • Provide the name, phone number and email address of any additional business owners. They will receive a portion of this application to complete.

Government-issued identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport
  • Employer Identification Number (EIN)

Business formation documents, which may include:

  • Valid government-issued business license
  • Certificate of good standing from your Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name if using a doing business as (DBA) name. DBA names differ from the owner’s or legal business’s names and are often filed with a government authority.

Information about additional business owners:

  • Provide the name, phone number and email address of any additional business owners. They will receive a portion of this application to complete.

Government-issued identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport
  • Employer Identification Number (EIN)

Business formation documents, which may include:

  • Valid government-issued business license
  • Certificate of good standing from your Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name if using a doing business as (DBA) name. DBA names differ from the owner’s or legal business’s names and are often filed with a government authority.

Information about additional business owners:

  • Provide the name, phone number and email address of any additional business owners. They will receive a portion of this application to complete.

Government-issued identification card may be required, such as:

  • Driver’s license
  • State issued identification card
  • U.S. passport
  • Employer Identification Number (EIN)

Business formation documents, which may include:

  • Valid government-issued business license
  • Certificate of good standing from your Secretary of State
  • Certified articles of organization

For additional association members:

  • Provide the name, phone number and email address of any additional members who will also be account owners. Members who will also be account owners will receive an application to complete their details.

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Find the U.S. Bank branch nearest you.

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Schedule a virtual or in-person meeting with a business banker.

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Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

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