CASH FLOW TOOL

Manage your cash flow for free.

Available via your online banking dashboard, our cash flow forecast tool tracks, monitors and predicts cash flow effortlessly. It's easy to use and free for U.S. Bank small business account holders.

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Benefits and features of the cash flow tool

Balancing business income, outgoing expenses and your financial future can be complicated. The cash flow tool provides real-time snapshots and future forecasts of funds so you can make smarter budget decisions.

Predict growth

View a forecast of your balances up to 90 days ahead, with potential increases or declines mapped out for you. That way you can account for any potential cash shortfalls or surpluses coming your way.

Seamlessly integrate software

For a more detailed view of your account balances, sync data directly from QuickBooks® or FreshBooks® to include upcoming bills and invoices.

Built for scale

Our cash flow forecast tool is built for scale and works for companies of all sizes – from startups to established businesses. As your business and funds grow, it grows with you.

See the big picture with the cash flow tool.

With a clear view of your finances across all connected accounts, users can use historical and forecasted balance data to plan future business moves.

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Frequently asked questions

It's easy to use the U.S. Bank cash flow forecast tool. If you have a U.S. Bank business checking or savings account and are enrolled in online banking, you already have access to the cash flow tool. Cash flow appears on your online banking dashboard when you log in. If you don’t bank online, you can enroll in online banking. It's important to note that this tool requires at least 62 days (or about 2 months) of account activity before it can generate a forecast.

You can view the last six months of your end-of-day account balances on the historical cash flow view. The cash flow forecast tool can help you estimate your end-of-day cash balances up to 90 days into the future.

The only data used to calculate a business’s cash flow figures are the combined end-of-day balances of your U.S. Bank business checking and savings accounts.

Many people confuse the concepts of cash flow and profit. Profit is the amount of cash left after all expenses have been paid. Cash flow is the movement of money into and out of a business. Both profit and cash flow are metrics used to gauge a business’s financial health.

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Disclosures

U.S. Bank is not affiliated with QuickBooks®. QuickBooks® is a registered trademark of its respective owner.

U.S. Bank is not affiliated with FreshBooks® and does not share data or any other information. FreshBooks is a registered trademark of its respective owner. U.S. Bank is not responsible for any activities you engage in on the FreshBooks site or service.

For more detailed information on digital services and fees, refer to the Digital Service Agreement.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

This cash flow forecast is based on historical and current data from your connected accounts.

The forecast is not a predictor of your actual future cash holdings. If you apply for a business loan with U.S. Bank, the cash flow forecast will not be used to underwrite that loan. You’ll need to provide separate cash flow documentation.