BUSINESS DEBIT CARD

Track expenses, make purchases and manage cash flow.

The U.S. Bank Business Visa® Debit Card lets you make purchases directly from your U.S. Bank business checking account anywhere Visa is accepted in person, online or over the phone.

  • Accepted at millions of retailers worldwide

  • Compatible with mobile wallets

Compare business checking accounts

Choose the business debit card that’s right for you.

U.S. Bank Business Visa® Debit Cards can be tailored to fit your business needs.

 

Business debit card

Enjoy easy access to cash at ATMs, shop online or in-store anywhere Visa debit cards are accepted and securely check out with PIN purchases.

Employee debit card

Allow your employees to easily make deposits at ATMs and shop for whatever your business needs.

Sole proprietor business debit card

Manage both your business and personal spending with one card. Shop, pay and access ATMs with full functionality, all linked to your business account.

Benefits of a U.S. Bank Business Visa® Debit Card

A U.S. Bank Business Visa Debit Card is the key to your checking account. Simply present your debit card and enter your Personal Identification Number (PIN) or sign your name for your purchase. You can also use it to get cash or make other transactions at ATMs.1

Safeguard your funds with fraud protection.

With zero fraud liability,2 you’re not responsible for any unauthorized purchases.

Use anywhere Visa is accepted.

Make business purchases at any of the millions of locations and online retailers that accept Visa – gas stations, office supply stores, restaurants, online and more.

Make contactless payments.

Easily add your debit card to the digital wallet on your mobile device and make secure, contactless payments in stores, in apps and on the web.

Multi-faceted card benefits.

Get the most from your card with benefits like Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Purchase Security, Extended Warranty and more.

Earn discounts and rewards on purchases.

Enroll your business debit card in Visa SavingsEdge®, a complimentary program that saves you money on qualifying purchases at participating merchants.

Track purchases and account activity with convenience.

Log in to online banking or the award-winning U.S. Bank Mobile App 3 to track your balance, set account alerts, instantly lock or unlock your card and more.

Get started with your business debit card in a few simple steps.

Open a business checking account.

If you don’t already have a U.S. Bank business checking account, explore and compare account options, or get a recommendation to find the right checking account for your business. Then, open your checking account online, over the phone or at a branch near you.

Request your debit card.

Once you’ve opened an account, request your new debit cards through online banking. Login and select Customer Service, then Self Service.

 

You can also call 800-USBANKS (872-2657) or visit your local branch.

Explore online banking

Activate your card.

Your new U.S. Bank Business Visa Debit Card will be sent to your mailing address. Activate your new business debit card and choose your PIN through online banking, the U.S. Bank Mobile App,3at any U.S. Bank ATM or by calling 800-USBANKS (872-2657) toll-free.

Frequently asked questions

Yes, adding your card is easy. You can add your card using the U.S. Bank Mobile App or manually. Learn more about how to add your card and about using your digital wallet.

If you lose your card, just call 844-225-3896 or visit any U.S. Bank branch to request a new one. You can also lock your card instantly through online banking or the U.S. Bank Mobile App.3 Remember, your U.S. Bank Business Visa Debit Card has built-in fraud protection,1 so your money is safe if your card is ever lost or stolen.

Yes, all debit cards have a daily purchase and ATM withdrawal limit.

You can change your business debit card PIN several ways:

  • Online banking
  • U.S. Bank Mobile App
  • U.S. Bank ATM or branch
  • Call 844-225-3896

With your debit card, you can easily track every business transaction and quickly see your balances through online banking or the U.S. Bank Mobile App. You can also set email and text alerts4 for important transactions and low balances. You can also skip trips to the ATM to take out cash and avoid paying ATM fees1 for out-of-network withdrawals when a U.S. Bank ATM isn’t nearby.

Yes, when you open a business debit card you can request additional cards for employees at no cost.

Employee debit cards allow employees to make ATM deposits and retail purchases. These cards may be set up for employees who are not signers on the business checking account. However, an authorized signer must be present when the card is opened.

You can securely recycle your expired or unused debit and credit cards at any U.S. Bank branch. Your cards are securely destroyed and recycled using a waste-to-energy process.

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Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

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Disclosures

  1. ATM Transaction Fee. U.S. Bank will assess this fee for each ATM Transaction conducted at the Non-U.S. Bank ATM. Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically on the ATM or digitally on the screen.

    ATM Surcharge. Non-U.S. Bank ATM owners may apply a surcharge fee on ATM transactions at their ATMs. U.S. Bank participates in MoneyPass®, an ATM surcharge free network. To find MoneyPass ATM locations, select “visit the MoneyPass locator” at the bottom of our ATM locator search results to be taken to the MoneyPass website. If you use an ATM that uses the MoneyPass® Network and are charged a surcharge fee, please contact us at 800-USBANKS (872-2657) for a refund of the surcharge fee.

    Please refer to the Business Pricing Information section titled “Other Service Fees” for a summary of ATM Transaction fees.

  2. U.S. Bank provides zero fraud liability for unauthorized transactions. Zero fraud liability does not apply to certain commercial card transactions made with a business debit card. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in the Your Deposit Account Agreement for details.

  3. Mobile device access fees – The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.

  4. For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Please be advised that these alerts may not be sent immediately. Visit Cellular phone contact policy for additional information.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

For more detailed information on digital services and fees, refer to the Digital Service Agreement.