BUSINESS SHARED ACCESS

Customize account access for more convenience.

We know you can’t always be there – with Shared Access, you won’t have to be. Speak with an expert to see how you can customize access to specific users, so your company finances are handled when you’re away.

How can Shared Access give you peace of mind when you’re busy?

Give trusted individuals access to your business accounts so there’s more capabilities across your organization and less hassle managing company finances by yourself.

Easily manage users

With Shared Access capabilities, you can assign customized user access. Each user will have their own banking username and password, so information stays private. Admins can add or remove both users and accounts as needed, so banking is accessible to those who use it.

Enable payment capabilities

“Transact” access also enables payments functionality. These users will be able to select payment options such as internal transfers and payments, external bill or both to move funds. Users will also be able to create, edit or cancel transactions based on accounts they can manage.

Use across U.S. Bank business accounts

Use Shared Access for all of your U.S. Bank business accounts, from business checking accounts to business loans and lines of credit.

Compare access levels for each user

Access levels

Access details

View only

Allow users to add and view deposit and credit card statements, and view balances and transaction details on assigned accounts.

View and transact

Give users customized money movement capabilities including internal payments, mobile check deposit and transfers and/or external bill payments.

Access levels

Access details

View only

Allow users to add and view deposit and credit card statements, and view balances and transaction details on assigned accounts.

View and transact

Give users customized money movement capabilities including internal payments, mobile check deposit and transfers and/or external bill payments.

Enroll for free business Shared Access

Shared Access is a free service offered by U.S. Bank for business online banking customers.

To enroll in Shared Access using online banking: 

  1. Select Profile & settings at the top of the page, then choose Login preferences.
  2. Locate the “Shared access” tile (within the Security section) and select Manage.
  3. Scroll down and select Enroll now.
  4. Review the terms and conditions, then select Continue. You’ll receive an enrollment confirmation page.
Log in

Frequently asked questions

U.S. Bank Business Shared Access is an online feature for all U.S. Bank business account holders that gives other administrators within your business customized access to company bank accounts. It’s a great feature to utilize when owners/managers are away from the office but still need to give someone access to manage money for the company.

Shared Access administrators can always check in on their Shared Access users. A transactions report provides detailed reporting on all transactions that have been initiated by Shared Access users for your business, while a recent activity report helps you keep track of who has access to each account, their access level and daily limits.

Business owners can log in to their bank accounts and issue different access levels for each respective user. There are two types of access levels: view only and view and transact. View only will allow certain users to see account activity but won’t allow them to edit or make payments with accounts. View and transact allows users to add customized money movement capabilities to pay bills or complete other forms of payments.

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Schedule a virtual or in-person meeting with a business banker.

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Call 800-673-3555 to talk with a representative right away.

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Disclosures

See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.

Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.