See how much you could save by refinancing your car loan.

Take advantage of flexible terms and competitive rates when you refinance your car with U.S. Bank. Apply to see if you can lower payments or pay your loan off sooner, keeping more money in your pocket.

Independence Day auto sale July 2 through July 10

Today’s refinance auto loan rate

  • 2.84

    %APR

To qualify for the best rate1, the loan must include:

  • A term of 36 months or less
  • A loan for $10,000 or more
  • Financing of 80% or less of the car’s value
  • A credit score of 800 or higher
  • A vehicle that is less than 12 months old
  • Automatic payments from a U.S. Bank personal checking or savings account

Want to see what your payment could look like?

Use our auto loan calculator to get a rate and payment estimate.2

Calculate my auto loan payment

Helpful articles on the car buying process

How does financing a car work?

Researching auto financing options? We're here to help.

Find out what you need for the loan approval process.

Ready to refinance a car? Here are tips to help you get started.

Is an auto refinance right for you?

See how a car refinance may put money back in your pocket.