Freight audit and payment – engineered for certainty

For more than 25 years, organizations have trusted U.S. Bank Freight Payment as a bank-grade steward of freight commerce – securing payments, data and working capital with the rigor of a federally regulated financial institution. As pioneers of electronic freight payment, we continue to build deliberately, combining precise audit processes, trusted infrastructure and hands-on partnership to protect every exchange.

In 2025, we processed more than $46 billion in freight payments on behalf of hundreds of customers and nearly 20,000 carrier payees across more than 200 countries and 100 currencies.

Through our comprehensive platform – where more than 99% of payments are handled electronically – customers gain decision-grade data, predictable cash flow and the confidence to move forward. We don’t just process freight payments; we advance the entire journey so shippers and carriers can grow with certainty.

Why U.S. Bank Freight Payment?

Engineer certainty across freight payments

Automate and govern freight audit and payment across all modes with bank-grade controls that reduce errors and create a single, trusted source of truth.

Protect every exchange with bank-grade security

Operate with confidence under AML, OFAC, SOC and SOX standards – securing payments, data integrity and compliance at every step.

Fuel financial freedom through flexible working capital

Extend payment terms and improve cash flow with scalable funding options – without renegotiating carrier contracts.

Turn clean data into defensible decisions

Access decision-grade reporting, real-time visibility and benchmarking insights to manage costs, performance and risk with confidence.

Strengthen shipper–carrier relationships

Keep both sides aligned with online exception management, API integrations and instant documentation sharing to foster transparent and productive carrier partnerships.

Advance strategy with analytics and hands-on expertise

Combine advanced analytics with dedicated U.S.-based specialists who lean in to quickly resolve issues for better business outcomes.

Big savings. Smart freight payment.

A leading U.S. apparel retailer needed to cut its freight and small parcel costs. Our automated, expert-driven solution turned the retailer's freight payment process into a strategic advantage, helping them save more than $100 million in six years. 

Advance freight performance with confidence

Freight shippers

Secure and streamline your payment processes, uncover opportunities for improvement and build strong relationships with your carriers for a reliable supply chain.

Freight carriers

Increase efficiency, reduce time spent resolving exceptions and get paid predictably – so cash flow stays reliable, operations stay focused and your business keeps moving forward.

Small parcel solutions

Simplify and automate payments with bank-grade audit and controls to avoid inaccuracies and unnecessary costs in your parcel operations.

  • “Many of the other freight payment agencies that we deal with are really focused on the shipper and don't really take the time to invest in the carrier to understand our needs. U.S. Bank understands that as we become more efficient as a group, it values all of us at the end.”

    - Senior Director of Financial Services,
    ArcBest

  • “From some of our frontline employees that are coming up with the discrepancies and things of that nature, they continue to praise the customer service that U.S. Bank has given them compared to others.”

    - Chief Financial Officer,
    Kirsch Transportation

  • “We have a 20-year partnership with U.S. Bank and they've been very good to us. We have a customized solution. We're a little behind on some of our systems and U.S. Bank has met us where we're at.”

    - Freight Payment Team Manager,
    Michelin

 

CUSTOMER TESTIMONIALS

 

INSIGHTS & ANALYTICS

Compare your organization against the freight marketplace, industry and peers

Leverage a consultative approach to validate your freight program's performance.

Find cash in your supply chain

With freight spend 3% to 12% for most product-based companies, leveraging this spend to improve working capital through trade finance is a win-win. Our freight payment solution lets shippers hold onto their cash beyond the typical 30-day payment terms.

Gain efficiency, even in the last mile

Get the control you need to manage small package shipping costs using our small parcel contract optimization.

Explore the latest freight trends

Published quarterly, the U.S. Bank Freight Payment Index is a barometer that indicates freight shipping trends on both the national and regional level to help you make more informed decisions

Protecting data through vital cybersecurity measures

Discover how cybersecurity serves as a strategic asset for cost savings and risk mitigation within the supply chain.

BenchmarkPortal certification seal

Freight customer service

Advance savings and performance with hands-on, consultative support from dedicated U.S.-based experts who operate as an extension of your team. We lean in to solve problems, protect every exchange and keep freight moving with confidence. Recognized as a BenchmarkPortal Center of Excellence, U.S. Bank Freight Payment delivers consistent, accountable service built for long-term trust and measurable results.

Toll free in the U.S. and Canada: 800-417-1844
Direct dial from outside the U.S.: +011-612-973-3170
Email: freight.customer.support@usbank.com

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Disclosures

The creditor and issuer of U.S. Bank charge cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A., Inc., and Mastercard® International Inc.

Notice: Foreign-denominated transactions are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

The foregoing products are available solely for business transactions and not for personal, family or household transactions.