U.S. Bank bill pay for business

Pay bills in less time with complete confidence. 

Bill pay for business helps small businesses take control of their finances by minimizing the risk of payment error, managing cash flow and staying organized through a secure and easy-to-use dashboard within business online banking.

  • Centralize all your bills.

  • Pay vendors and billers faster with electronic payments, not just checks.

  • Hold your cash longer with next-day ACH payments to any vendor.

  • Stop fraud before it starts by keeping your bank details off the checks.

Log in Make an appointment

Bill pay for business: Try Pro plan on us

Get your subscription fee for Pro plan1 reimbursed via a monthly statement credit for up to two (2) billing cycles.    

  •

    Keep your books accurate and current with two-way accounting sync.

  •

    Empower your team to manage payments with tailored access controls.

  •

    Automate your processes with built-in approval flows and invoice aggregation.

Explore bill pay
View transcript

Seamlessly manage your invoice payments with bill pay.

Manage accounts payable with efficiency and confidence. As part of your business checking or money market account, bill pay provides a secure, easy-to-use dashboard to:

  • Schedule payments
  • Manage vendors
  • Automate recurring transactions
  • Upload bills and integrate with QuickBooks®
  • Set user roles and permissions
  • Securely pay vendors without sharing account details
  • No vendor enrollment needed to get paid

Here’s what you need to get started with bill pay.

Bank with us.

To access bill pay you need a business checking or money market account.

Once approved for your business checking or money market account, enroll in online banking.

Enroll in online banking

Start using bill pay to manage accounts payable and streamline your business finances.

Explore bill pay

Choose a bill pay solution to drive your business forward.

Overview

Standard plan

Pro plan

Best for  

Sole proprietors or small businesses looking to streamline their accounts payable, reduce the risk of manual errors and protect against fraud.

Businesses looking to add multiple users to their dashboard and who want to integrate their billing with accounting software like QuickBooks®.

Features

  • $0/month

  • 1 user

  • Payment methods: business checking account, money market account

  • Payment delivery: ACH, paper check, electronic payments

  • Payee/bill import via email, eBill, manual entry, image capture

  • $15/month

  • 3 users included ($15/month for each additional)

  • Includes accounting software sync with QuickBooks®

  • Supports approval flows

  • Payment methods: business checking account, money market account

  • Payment delivery: ACH, paper check, electronic payment

  • Payee/bill import via email, eBill, manual entry, image capture

Overview

Best for  

Standard plan

Sole proprietors or small businesses looking to streamline their accounts payable, reduce the risk of manual errors and protect against fraud.

Pro plan

Businesses looking to add multiple users to their dashboard and who want to integrate their billing with accounting software like QuickBooks®.

Overview

Features

Standard plan

  • $0/month

  • 1 user

  • Payment methods: business checking account, money market account

  • Payment delivery: ACH, paper check, electronic payments

  • Payee/bill import via email, eBill, manual entry, image capture

Pro plan

  • $15/month

  • 3 users included ($15/month for each additional)

  • Includes accounting software sync with QuickBooks®

  • Supports approval flows

  • Payment methods: business checking account, money market account

  • Payment delivery: ACH, paper check, electronic payment

  • Payee/bill import via email, eBill, manual entry, image capture

Reduce the risk of manual error by importing bills.

Upload photos or digital copies of your bills or send them to your bill pay inbox to keep everything in one secure place. With built-in bill capture, you can quickly import, track and organize invoices, so they are readily accessible when you need them.

Simplify recurring and batch payments.

Easily schedule batch, recurring or partial payments to save time and reduce manual work. Whether you’re paying vendors, contractors or recurring bills, our flexible payment workflows help you stay organized and in control so you can focus on growing your business.

Frequently asked questions

You need to have a business checking account or money market account to use bill pay. Qualifying business checking accounts include:

 

  • U.S. Bank Business Essentials® Business Checking Account
  • U.S. Bank Platinum Business Checking Package
  • U.S. Bank Gold Business Checking Package
  • Premium Business Checking Package
  • Platinum Business Money Market account
  • Premium Business Money Market account
  • Nonprofit Checking Account Package

 

Bill pay reduces your risk of fraud by using automated solutions to flag high-risk transactions and activity. Your bank details are never on the check which also helps protect you from check forgery.

Learn more about U.S. Bank fraud protection.

The standard version of bill pay is free for one user within your business checking account. For businesses with a larger team or more complex needs, bill pay Pro is available for $15 a month for three users. Additional users can be added for an extra $15 per month.

With the bill pay Pro plan you can seamlessly sync all your bills, vendors and expenses with QuickBooks® accounting software.

Bill pay for business is a great choice for businesses looking to streamline their accounts payable and automate workflows.

Larger businesses who need full suite cash management solutions should schedule an appointment with a treasury management payment consultant to assess bill payment solutions.

Yes, business credentials are required to use bill pay. Creating a business username provides access to the enhanced bill pay features available exclusively within the business online dashboard, along with many other tools designed for businesses.

Setting up Profile Switch in online banking is also recommended. This feature allows multiple online profiles to be linked and toggled between using a single username, simplifying the management of both personal and business accounts.

Explore related products and offerings

banking products

Business checking accounts

U.S. Bank offers various business checking accounts to help manage your cash flow. Discover our account features & benefits. Open an account today.

Learn more
Payroll services

U.S. Bank Payroll

U.S. Bank Payroll offers embedded payroll powered by Gusto so businesses can pay, onboard and support your hardworking teams in one place.

Learn more
business checking

Business Essentials

Explore U.S. Bank Business Essentials® an all-in-one solution for business checking, card payments & tools to help manage and grow your business.

Learn more
business savings

Business money market account

Elevate your savings with a business money market account from U.S. Bank. Compare accounts and easily calculate your potential earnings.

Learn more

Let’s connect.

Explore locations

Not your branch?

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

Looking for something else?

Go to support hub
Start of disclosure content

Disclosures

  1. Upgrading from Standard to Pro will take effect immediately with charges applied to your account statement on the third business day of each month.  At the end of the trial period, Pro plan will automatically continue as a recurring plan starting at $15 a month. To avoid continued charges, you must cancel3 your Pro plan before the end of the second billing cycle.  For a comprehensive list of account pricing, terms and policies refer to the Digital Services Agreement, and Business Pricing Information brochure or Business Essentials Pricing Information brochure. 

    1. To qualify, you must have an existing U.S. Bank business checking account or money market account and be enrolled in online banking with business credentials. A limit of one on us trial period per business entity applies, totaling no more than two (2) months of fee reimbursements.
    2. The monthly billing cycle begins on the first (1st) day of each month and concludes on the last day of the month. The monthly statement credit will appear in the monthly transactions of the deposit account statement as bill pay for business fee. Each statement credit is based on the subscription fees billed during the billing cycle following enrollment and is applicable only to fees and charges connected to bill pay for business.
    3. To cancel at any time, log in using your associated business online banking credentials and switch from the Pro to the Standard plan.  When switching from Pro to Standard, cancellation will be in effect immediately with no refunds issued.
       

    U.S. Bank does not guarantee products, services, or performance of its affiliates and third-party providers.  Information displayed via linking to external services is for informational purposes only and may not reflect your most recent transactions. U.S. Bank is not responsible for errors that may result from limitations in syncing compatibility.

Start of disclosure content

U.S. Bank Payroll is a platform that enables small business customers to access third-party payroll processing services provided by Gusto, Inc. through the existing U.S. Bank online banking experience. U.S. Bank is not affiliated with Gusto, Inc.  For more information, please refer to the Embedded Payroll Service page.

U.S. Bank is not affiliated with QuickBooks®. QuickBooks® is a registered trademark of its respective owner.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

For more detailed information on digital services and fees, refer to the Digital Service Agreement.

General conditions and fees may apply. See a business banker for details.