Make Payments

Digital payment options built to meet your business needs

Explore flexible options for ACH, wires, instant payments, bill pay and more so you can move money while growing your business.

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Learn more about the payment options available from your business online banking dashboard.

If you have a U.S. Bank business checking account, you can use your online banking dashboard to access a full suite of payment and money management tools.

Make payments as needed

Online and mobile banking

Make standard online payments on an as-needed basis with per-transaction fees directly from your online or mobile banking platform.

Best for: Low volume, as-needed transactions

Payment options:

Domestic ACH

Domestic wire transfers

Zelle® for your business

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Streamline accounts payable

Bill pay for business

Bill pay for business helps you minimize the risk of payment error, manage cash flow and stay organized through an easy-to-use dashboard.

Best for: Businesses of any size that need an easy way to pay and track bills

Payment options:

Domestic ACH

Credit card

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Access more payment options with lower per-transaction fees

Enhanced Payments

Enhanced Payments is a monthly subscription that helps you move money with lower per-transaction fees, secure anytime access and flexible payment options.1

Best for: Businesses that send a high volume of payments or make wire transfers on a regular basis

Payment options:

Domestic ACH

Domestic and international wire transfers

Instant payments

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Need a more robust money management platform?

SinglePoint® Essentials is an all-encompassing payment platform with advanced features for businesses with high frequency and large volumes of money movement.

Best for: Large businesses with complex treasury, cash management, fraud protection and money movement needs

Payment options:

  • Domestic and international ACH
  • Domestic and international wire transfers
  • Real-time payments
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Common questions about business payments

A wire transfer is a method of transmitting funds electronically from one financial institution to another. In most cases, the funds are received the same day they are sent. Once a wire transfer is sent, the funds leave the bank immediately and cannot be returned. 

Wire transfers initiated in the U.S. Bank Mobile App or online banking are limited to domestic (U.S.) transactions, in U.S. dollars, to bank accounts at financial institutions in the United States. International wire transfers may only be completed by visiting a U.S. Bank branch.

ACH banking is an electronic network for financial transactions in the United States. It processes large volumes of credit transactions in batches, including direct deposit, payroll and vendor payments. 

ACH bank benefits:

  • ACH streamlines the payment process by eliminating paper checks, improving efficiency and cash flow management.
  • ACH allows businesses to make and receive payments of all kinds and provides fast access to funds.

Instant payments allow you to send money immediately, 24/7, every day of the year. They can be used for a variety of needs, including end-of-shift payments, emergency vendor payments, or immediate payment of travel and relocation expenses.

Pricing for each payment method is included in the Business Pricing Information Brochure. You can also contact your banker for more details.

After you submit your payment, you’ll see a confirmation page. It will include the date your payment will be sent, when it should arrive, your memo and the transaction number.

Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

Looking for something else?

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Disclosures

  1. Enroll in Enhanced Payments and get your subscription fee waived for up to two billing cycles. Enrolling in Enhanced Payments will take effect immediately with charges applied to your account statement on the fifth business day of each month. At the end of the trial period, your subscription will automatically continue as a recurring plan starting at $25 a month. To avoid continued charges, you must cancel your subscription before the end of the second billing cycle. For a comprehensive list of account pricing, terms and policies refer to the Digital Services Agreement, and Business Pricing Information brochure or Business Essentials Pricing Information brochure.

    • To qualify, you must have an existing U.S. Bank business checking account or money market account and be enrolled in online banking with business credentials. A limit of one on us trial period per business entity applies, totaling no more than two months of fee waivers.
    • The monthly billing cycle begins on the first day of each month and concludes on the last day of the month.
    • Contact your banker at any time to cancel. Cancellation will be in effect at the end of the billing cycle with no refunds issued.
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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

General conditions and fees may apply. See a business banker for details.