There’s a couple of types of cards you* can add in Spend Management: Employee or utility cards. An employee card isn’t associated with a specific use and carries the employee’s/business name. Whereas a utility card also includes a customizable purpose.
See also: What’s the difference between an Employee card and a Utility card in Spend Management?

To add a card in Spend Management using online banking and the U.S. Bank Mobile App

1. Select the Central Bill account, then select Go to Spend Management (located in the Spend Management tile).
2. Choose the Cards tab and then select Add a card.
3. Choose the type of card the user should have (Employee or Utility card), then choose the card format they’ll use (Physical or Virtual card), then select Continue.
4. Use the drop-down menu to select an existing user or invite a new user to Spend Management, then select Next.
   • Utility cards: Enter a purpose before selecting Next.
   • Inviting a new user: Enter the user’s details, then select Next.
     • You’ll need the user’s first and last name, date of birth, SSN, and business email and phone number.
     • Optional: Mark the check boxes if:
       • The user agrees to receive text messages.
       • The user is allowed administrator account access.
       • You want the user’s profile to list their department and if they’re a lead.
5. Customize the card controls, then select Next.
   See also: What types of card controls are available using Spend Management?
   1. Enter the total credit limit the user can use.
   2. Set controls for when and how fast the funds can be spent. You can choose:
      • “No set spend limit”.
        OR
      • Daily, weekly, or monthly limits.
        OR
      • To set the maximum amount the user can spend until a certain date. After that date, the card is shut off.
   3. Choose the days of the week the card can be used.
      • This control selects all days of the week as a default.
      • Uncheck the days of the week the customer doesn’t want spending to occur.
   4. Choose what merchant categories a user can make purchases with.
      • Mark the check box if the customer wants to enable the card for purchases with all merchant categories.
        OR
        Mark the individual check boxes to restrict purchases based on the type of merchant category. Select View more to see the full list.
6. Confirm the card details are accurate and then select Order card to complete the submission.

*You need to be a business owner or administrator to add Spend Management users. 

** There is systematic screening for inappropriate or profane language. If a word doesn’t pass the screening, you’ll be prompted to change it.