After you determine whether you want to apply for a secured or an unsecured card, consider the types of programs that will meet your financial goals. The types of credit cards that you may consider include:
Travel Rewards Credit Cards
A travel rewards card can earn airline miles or points toward flights, hotels, car rental, seat upgrades or the use of airport amenities like a preferred client lounge. You earn rewards with every net purchase.. In general, a travel reward card is best if you travel for work or enjoy traveling and take several trips throughout the year.
Cash Back Rewards Credit Cards
A cash back rewards card can give you points for every purchase you make, from groceries to your monthly bills. The number of points can vary based on where you spend and what you are buying. With the cash rewards products you can choose to redeem for a statement credit, deposit to your checking/savings account or have a Rewards Visa card sent to you.
Retail Rewards Credit Cards
With a great selection of retail credit cards, you’re sure to find a card that fits the way you shop. From gas and groceries to clothing and sporting goods, we’ve got store credit cards with some amazing rewards for the way you shop.
First-Time Credit Cards
First-time credit cards are designed for anyone who has never used a credit card. These cards are ideal for students who may be looking to apply for a first time card and start establishing their credit history.1
These types of credit cards are designed to address specific financial goals. Learning about the benefits of a card will help you determine if it is appropriate for your needs. The key to selecting the right credit card is focusing on how you plan to use the card.