Prepaid Focus Card: A payroll card solution

Payroll disbursements are a reality for every business. A payroll card reduces the administrative burden and costs for making payroll disbursements while giving your employees immediate and easy access to their funds.

Employer benefits

  • Reduce costs associated with paper checks, postage, reconciliation or replacement of lost checks
  • PCI compliant
  • Maximize electronic payments with direct deposit and the prepaid Focus Card
  • Complements your existing direct deposit processes

Employee cardholder benefits

  • Convenience of funds automatically loaded to employee’s card, so there’s no need to cash or deposit a check
  • Make purchases anywhere Visa® or Mastercard® debit cards are accepted, and get cash back at participating merchants1
  • Security if the card is lost or stolen with Zero Liability2
  • Funds are FDIC insured

Why choose the prepaid Focus Card for your payroll disbursements?


Optimize your payroll with our comprehensive admin site, automated card inventory management system, robust client reports and more.

Employee satisfaction

Your employees will appreciate the added value of the prepaid Focus Card, with great features like cash back rewards, text and email alerts3, our mobile app and more.

Fully integrated

We offer an in-house prepaid solution. Issuing bank, program manager, transaction processor – we do it all, so you don't have to.

Security and protection

We invest in the data security, fraud protection and compliance programs needed to protect cardholder security.