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Text, U.S. Bank Focus Card
The clear leader in payroll card solutions

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SPEAKER: U.S. Bank Focus. The clear leader in payroll card solutions. Welcome to payroll convenience

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Text, in-house prepaid solution

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SPEAKER: A complete in-house prepaid solution including:

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Text, Processing
Issuing
Program Management

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SPEAKER: Processing, issuing and program management

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Image of U.S. Bank Focus Cards

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SPEAKER: Reduce payroll costs by issuing Focus Cards.

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Image of U.S. Bank Focus Cards 

Text, Save money
Paper checks
Postage
Reconciliation
Lost checks
Administrative expenses

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SPEAKER: Save on paper checks, postage, reconciliation, lost checks and administrative expenses.
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Image of U.S. Bank Focus Card

Text, Instantly issued

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SPEAKER: With instant issue, pay employees on the spot, leading to greater employee acceptance and participation in electronic payments.

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Images of U.S. Bank Focus Cards

Text, Automatic Inventory Management & Replenishment

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SPEAKER: Receive a supply of Focus Cards to each of your locations. With automatic inventory management and replenishment.

Manage your program and cardholders with one all-inclusive administrative website.

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Text, Register new employees
Fund cards
View & download reports

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SPEAKER: Register new cardholders, fund cards and view and download reports.

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Image of U.S. Bank Prepaid Administrative Website

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SPEAKER: Robust reports are executed in real time and come with convenient on-demand access. Pull reports like card loads, card orders, card status and account reconciliation.

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Image of U.S. Bank Prepaid Administrative Website - Report Parameters

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SPEAKER: Have the flexibility to set data parameters daily, monthly or by date range.

Export to Excel or Word formats to download, view and print reports.

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Image of U.S. Bank Focus Card

Text, Multiple Funding Methods

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SPEAKER: Multiple funding methods fit your payroll processing needs.

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Text, Multiple Funding Methods

Loaded like Direct Deposit via ACH to a bank account
Funded through administrative website 

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SPEAKER: Focus Cards can easily be loaded exactly like direct deposit via ACH to a bank account. Or, funded through the administrative website. Admin portal funding is quick and on demand.

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Image of coming soon flyer

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SPEAKER: Supporting your payroll card program, U.S. Bank offers cardholder marketing materials to promote the Focus Card to employees.

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Image of coming soon flyer

Text, Relationship Management Team available to help

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SPEAKER: And U.S. BankÕs relationship management team is always available to help.

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Image of U.S. Bank Focus Card

Text, No bank account needed

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SPEAKER: The Focus Card also provides employees with significant advantages without the need for a traditional bank account.

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Image of U.S. Bank Focus Card

Text, Automatic payments

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SPEAKER: Get paid automatically. No need to wait for a check to arrive in the mail.

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Text, Earned wage access*

*Employees can only access a portion of the wages they have earned to date.

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SPEAKER: Easy integration through various Earned Wage Access providers lets your employees access money theyÕve already earned when they need it.

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Image of U.S. Bank Focus Card

Text, No check cashing fees

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SPEAKER: No check cashing fees. Use wherever Visa and Mastercard debit cards are accepted.

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Image of U.S Bank Focus Card

Text, Make purchases
Pay bills
Get cash

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SPEAKER: Make purchases, pay bills and get cash.

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Image of U.S. Bank Focus Card

Text, Reloadable

Successful identity verification required for loads from other sources. Log into the Focus Cardholder Website for details.

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SPEAKER: Focus Cards are reloadable. Add another direct deposit from multiple funding sources. 

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Image of U.S. Bank Focus Card

Text, Tax refund
Second employer 
Cash via reload network
Person to person payments
Funds from checks

To complete your identity verification or to check if your card is reloadable, login at  www.usbankfocus.com. If you havenÕt completed identity verification or your card is not reloadable, your ability to use P2P services to send or receive funds will be limited. See Cardholder Agreement and Transaction Limits for more information.

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SPEAKER: A tax refund, second employer, cash through a reload network, funds from person to person social payment apps, or use the mobile app to deposit a check.

Person to person payments are not available on all Focus Cards. 

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Text, Other Advantages:
Savings 
Cash back rewards program
Companion card
Text* and email notifications

*For text messages, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.

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SPEAKER: Other cardholder advantages include: savings, cash back rewards program, companion cards, text and email notifications 

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Phone showing mobile app

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SPEAKER: and a mobile banking app. 

Focus Card Sales Video

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Phone showing mobile app

Text, U.S. Bank Mobile App
Access Focus Card account
Anytime
Anywhere

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SPEAKER: Cardholders can access their Focus Card account anytime, anywhere with the U.S. Bank Mobile App

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Image of U.S. Bank Focus Card

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SPEAKER: Implementation of U.S. Bank Focus is quick and easy. Offering clear advantages for you and your employees. Trust your payroll card program to U.S. Bank. Committed to providing the best payroll card experience.

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Text, U.S. Bank Focus Card
The clear leader in payroll card solutions
prepaidmaterials.com/usbankfocus

The Focus Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. © 2022 U.S. Bank, Member FDIC.

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SPEAKER: The clear leader in payroll card solutions.

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