eCheck Digital Payment Solution

Already have a U.S. Bank business checking account? Pay bills faster and easier with this digital payment solution.

 

What is an eCheck?

eChecks are electronic checks that contain all of the same elements as a traditional paper check, including: routing number, account number, signature, amount, recipient and check number. It’s simply a check delivered by email that can be used wherever and whenever checks are accepted.

How it works

Easily create and send digital payments with the speed of an email.

eChecks are a low cost digital solution. No need to purchase envelopes and stamps. Create and send your eChecks digitally, and your recipients can choose how they want to recieve their payments from several available options.

Connect

Sender links bank account to the Deluxe Payment Exchange (DPX) platform and then enters payment info into the DPX. Better manage cash flow by sending checks instantly and keep tighter control of your finances.

Send

DPX digitally sends payment and remittance notification to receiver by email. Just log in to send a single check or a multiple batch, enter an email address and hit "Send", or integrate with QuickBooks® and other software to send checks.

Receive

Recipient is notified of payment, views remittance data and chooses deposit method. The recipient is able to print the check and deposit like any other paper check, or they can create an account in DPX and utilize Deposit Services. Options include electronic deposit to a bank account, a debit card or to PayPal.

eCheck benefits

  • Send a payment electronically with attached receipt/remittance information.
  • Deliver checks instantly at a fraction of the cost of paper checks.
  • Provide payment without requiring the banking information of the payee.
  • Issue payments to parties without bank accounts.
  • Separate issuance duties: one person can create the checks and another can approve them.
  • Integrates with Quickbooks® and other accounting software.

100% Satisfaction Guarantee

  • If within 60 days, you’re not completely satisfied with Deluxe Payment Exchange, Deluxe will refund the unused portion of your eChecks order.

How much do eChecks cost?

As an electronic payment method, Deluxe eChecks save you money by eliminating the need for paper check stock, envelopes and stamps. Find a payment solution that’s right for your business.

Quantity

50

100

250

500

1000

Price

$30.00

$55.00

$125.00

$245.00

$480.00

Each

$0.60

$0.55

$0.50

$0.49

$0.48

Quantity

Price

50

$30.00

100

$55.00

250

$125.00

500

$245.00

1000

$480.00

Quantity

Each

50

$0.60

100

$0.55

250

$0.50

500

$0.49

1000

$0.48

How much do I save with eChecks over a paper check?

When you include the soft costs of employee time, industry experts such as The Aberdeen Group estimate that each check can cost a business up to $7.78 to create, stuff, mail, and track. Sending an eCheck takes just seconds!

 

Explore your digital payments options

Business services overview

Find innovative payments and cash management tools. 

Transfer money via wire transfers

Move money fast for business payments.

ePayments and money transfers

Learn more about making digital payments.

ACH services

Automated Clearing House (ACH) payments processing provides fast access to funds.

Bill Pay

Manage your bills and make direct payments in one place.

International electronic payments

Wire money internationally without leaving your office.

Frequently asked questions

How do eChecks work?

Sending an eCheck

How do I fill out eChecks using my accounting software?

Receiving an eCheck

Ready to take the next step with eChecks?

Customer support

Contact eChecks customer support.

Log in

Use your Deluxe Payment Exchange (DPX) Account.

Talk about your business goals

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Disclosures
XX-001 FDIC notice
Start of disclosure content
BS-012 Daily deposit limit
XX-002 Credit products