Achieve your practice goals

Whether you’re looking to take ownership of a practice, optimize your existing one, or embark on a journey of expansion or relocation our practice financing experts are here to support your ambitions. Secure the funding you need to achieve your practice goals and take the next step in your professional journey.

Become a practice owner

  • Start or acquire a practice
  • Working capital funds available
  • Flexible repayment terms including up to six months interest-only payments

Refinance existing practice debt

  • Consolidate practice loans into one monthly payment
  • Maximize cashflow with flexible term options

Grow or expand your practice

  • Project term options up to 15 years
  • Expand your footprint with multi practice financing

Invest in commercial real estate

  • Purchase or refinance with terms up to 25 years
  • Ground up construction financing options
  • Conventional and SBA loan options available

Advantages of practice financing

  • Competitive fixed and adjustable rates

  • Terms available up to 15 years (or up to 25 years for commercial real estate)

  • Up to 100% financing options

  • Various prepayment options available

Beyond practice financing

U.S. Bank also has a broad suite of capabilities to help run your practice while managing your personal financial planning and wealth management needs. Services include:

  • Payment solutions for secure and convenient money movement between patients, payers and vendors

  • Additional credit and lending options for operating expenses, equipment leasing and financing, or refinancing your personal mortgage.

  • Banking services for personal and business needs

  • Wealth management strategies tailored to help you create, grow and protect your personal and business finances

Frequently asked questions

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  1. Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. Certain restrictions apply to refinancing options and are subject to program terms.

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Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.

Deposit products are offered by U.S. Bank National Association. Member FDIC.