Low annual fee
Enjoy a $0 annual fee card for you and your employees.
Our 100% domestic servicing center provides 24/7 dedicated service. We are here when you need us most.
Track spending and manage your expenses more efficiently with this powerful tool.
Forbes Advisor 2022
Awarded Best Balance Transfer Business Credit Card
“Excellent card of business. I’ve used this card for quite awhile and I’ve never had a problem with it. As a business card it is my favorite. Keep up the great work U.S. Bank!”
- Number 1, New Mexico
“Love my U.S. Bank business card. I have had my U.S. Bank business card for more years than I can remember. It has good interest rates compared to other commercial cards. It is the best commercial credit card I own.”
- Terrie, Placerville, CA
“Easy to use.
My credit card is very rewarding and very easy to use.”
- Akku, Saint Louis, MO
See how much you could save with a 0% APR for 18 billing cycles.*
*The calculator assumes the greater of 1% or $10 minimum for the monthly payment amount and is used for illustrative purposes only.
You can add your business card onto your phone and make secure, quick and convenient purchases with Apple Pay, Google Pay or Samsung Pay.
You can control where, when and how your employees use their credit card by setting card controls by time, place and/or dollar amount.
Help protect your business from unauthorized purchases with zero fraud liability2, chip technology and 24/7 fraud monitoring.
We offer a wide range of products to suit your business needs. Whatever your business goals, we can help you achieve them.
Applying for a U.S. bank business credit card is quick and easy. In addition to questions about yourself such as your name, address, date of birth, Social Security number/ITIN and personal income, you’ll be asked questions about your business. It should only take a few minutes to complete your application, but please make sure you have the following business information available before you start.
Business structure (examples; Sole-Proprietorship, Corporation, Partnership, etc.)
Co-owners – Also known as beneficial owners, these are individuals other than potentially yourself who have at least 25% controlling and/or financial interest in the business. We use this information to verify their identity, but it will not affect their credit.
Employee cards – You may be given the option on your application to request cards for additional employees by providing the following information for each. We use this information to verify their identity, but it will not affect their credit. You can also easily add or remove employee cards later if you are approved for a business card.
The U.S. Bank Business Platinum card typically offers our best and longest introductory APR offer on purchases and balance transfers.