DENTAL PRACTICE LOANS & FINANCING

Grow your dental practice with tailored financing solutions.

U.S. Bank provides flexible, tailored financing with up to 100% funding for starting, buying, or expanding a dental practice. Receive local, expert support to help you achieve your career goals.

  • Competitive rates

  • Up to 100% financing

  • Support from nationwide, dedicated bankers

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Why choose U.S. Bank for your dental practice loan?

Partner with a lender that understands the unique needs of healthcare
professionals. U.S. Bank offers:

Flexible financing options

Tailored solutions for equipment purchases, office expansion, or practice acquisition.

Competitive rates

Transparent pricing is designed to help you manage costs effectively.

Expert guidance

Work with local specialists who know the dental industry and can help you navigate every step.

Scalable solutions

Financing that grows with your practice as your needs evolve.

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Achieve your dental practice goals

If you're looking to open a dental practice, enhance your existing operations, or consider expanding or relocating your business, our financing specialists are here to help you achieve your goals.

Become a practice owner

Take the first step toward ownership with financing options designed for dentists.

  • Available working capital
  • Repayment terms include options for up to six months of interest-only payments

Consolidate outstanding loans

Improve cash flow and financial efficiency with focused refinancing.

  • Consolidate practice loans into one monthly payment
  • Maximize cashflow with flexible term options

Grow or expand your practice

Scale your dental practice with financing for multi-location growth and renovations.

  • Terms up to 15 years
  • Larger business loans over $250K and SBA loans available

Invest in commercial real estate

Secure long-term stability with real estate loans tailored to dental professionals.

  • Purchase or refinance with terms up to 25 years
  • Ground up construction financing options

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Common questions about dental practice loans

A dental practice loan is funding related to your career, from acquiring new office space to purchasing new equipment. Or you may want to refinance an existing loan.

Most practice financing loans are conventional bank financing, whereas SBA (Small Business Administration) loans1 are partially guaranteed by the government, and therefore have different terms and conditions. Some practice finance loans could qualify for SBA backed lending. Speak to an expert to find the best solution for you. SBA loans can be a great solution when traditional financing options have been exhausted, or when used in tandem with conventional loan options.

Practice financing loans can vary in their collateral requirements depending on the specific type of practice financing and the borrower’s financial situation. We provide secured and unsecured loans to meet your business needs. For more information, speak with a practice financing specialist now.

We provide tailored financing solutions, including up to 100% financing, six-month interest-only options, multiple prepayment choices and competitive fixed rates. Practice loans can have terms of up to 15 years, while commercial real estate loans may extend up to 25 years.

Ready to take the next step? Speak with a practice financing specialist today.

Often, yes. Financing your practice expansion or equipment purchases can often align with tax deductions under current laws – potentially lowering your overall costs. Talk with your tax advisor to see how these benefits could apply to you.2

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Disclosures

  1. SBA loan funding is subject to credit approval, program, and eligibility guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank, SBA, and/or third-party SBA fees may apply and vary based on the type and term of the loan. Some restrictions apply to refinancing options.

  2. U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

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Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.

The creditor and issuer of U.S. Bank Avvance® installment loans is U.S. Bank National Association.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.