A campus card is a school ID card and U.S. Bank debit card…all in one! We add the banking functionality to your existing school ID card so your students, faculty and staff can link their ID card to a U.S. Bank checking account. This makes it easier and more convenient for them to get cash and make purchases.

By partnering with U.S. Bank, you can count on the assistance and knowledge of our campus banking professionals throughout the process of implementing and growing your card program.

When linked to a U.S. Bank checking account, the campus card can be used at PLUS® ATMs2 globally and to make purchases anywhere debit cards are accepted.

We offer U.S. Bank Smartly™ to help students, faculty and staff move, manage, save and grow their money no matter where they are on their financial journey.

Opening a U.S. Bank checking account and linking it to their school ID card is an optional program for your students, faculty and staff.

U.S. Bank will help promote all aspects of your ID card program and encourage participation by using creative marketing tools and events. All materials are customized, using your ID card artwork, school logo and custom website address.

U.S. Bank will work with your school to identify ideal opportunities to hold on-campus tabling events and take applications at campus locations. Tabling sessions are held around major events such as re-carding, orientations and during back-to-school periods.

No. As a leader in ID card integration, we can work within the technical requirements of virtually any card system for a seamless incorporation of the banking functionality. And we can do it on your timeline, making your implementation quick and easy.

No. U.S. Bank does not ask the school to supply any student, faculty or staff information.

All cardholders must report a lost or stolen ID card to the school’s card office to deactivate the campus functions and to be issued a new card. If the ID card was linked to their bank account, the cardholder must also report it to U.S. Bank. The school will have no liability for fraudulent use or overdrafts arising from campus card transactions.

Additionally, our customers are protected by the U.S. Bank Zero Liability Policy1, which means that cardholders will not be held responsible for any unauthorized purchases as long as the card is reported missing right away.

Call 1-800-USBANKS for additional information

Yes. ATMs are an integral component of our campus banking solution. As a result, the placement of at least one U.S. Bank ATM on your campus is vital to the program's success.

We are currently operating full-service branches and customer advisory centers at many colleges and universities. Please contact a partnership manager to find out more about placing a branch on your campus.

As part of our commitment to community involvement, U.S. Bank offers a series of online and in-person financial wellness seminars that gives your students, faculty and staff the opportunity to learn important money management skills.

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Disclosures

  1. Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF) for details.

  2. ATM Transaction Fee.  U.S. Bank will assess this fee for each ATM Transaction conducted at the Non-U.S. Bank ATM.  Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically on the ATM or digitally on the screen.

    ATM Surcharge.  Non-U.S. Bank ATM owners may apply a surcharge fee on ATM transactions at their ATMs.

    U.S. Bank participates in MoneyPass®, an ATM surcharge free network. To find MoneyPass ATM locations, select “visit the MoneyPass locator” at the bottom of our ATM locator search results to be taken to the MoneyPass website. If you use an ATM that uses the MoneyPass® Network and are charged a surcharge fee, please contact us at 800-USBANKS (872-2657) for a refund of the surcharge fee.

    Please refer to the Consumer Pricing Information disclosure section titled Miscellaneous Checking, Savings or Money Market Fees for a summary of ATM transaction fees.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.