BUSINESS BANKING

Earn up to $1,200 when you open a new business checking account.

Choose a qualifying business checking account that meets your unique small business needs.

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Navigate critical milestones with business banking solutions

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Save, manage and earn money your way.

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Secure working capital when and where you need it.

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Accept customer payments in-person, online or on the go.

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Take care of business with a variety of tools and services.

View all business services

Make our industry knowledge your
business advantage.

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All industries

With U.S. Bank’s deep roster of industry experts and business solutions tailored to your needs, you can focus more on your passion and leave the grind of banking, payment processing and financing to us.

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Agriculture

Stress less about high startup costs, expenses and fickle mother nature with loans, credit options and banking solutions to support you through every season.

Explore agriculture

Healthcare

Confidently manage your healthcare business with financing, payment solutions and dedicated support from our healthcare industry experts.

Explore healthcare

Manufacturing

Whether you need cash flow tools, equipment financing or supply chain management, we’ll work with you to find strategic solutions for your biggest obstacles.

Explore manufacturing

Nonprofit

While you support others, our unique nonprofit checking account, credit card and lending options are here to support and expand the impact of your business.

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Professional services

Get a better handle on cash flow, easily create invoices and eliminate payroll hassles for accounting, advertising, legal services firms and more.

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Specialty contractors

From financing equipment loans and startup costs to taking payments at the jobsite or online, U.S. Bank has the solutions to nail down the next phase of your contracting business.

Explore specialty contractors

Your one stop for managing business finances

Track your business deposits and spending anytime, anywhere with the U.S. Bank Mobile App. It’s simple, secure and earns top-tier ratings.

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Manage your operation and navigate
the future with helpful knowledge and
expert guidance.

Small business bank accounts - frequently asked questions

Learn about the benefits of a business bank account, how to choose the right account type, and get answers to common small business bank account questions.

Read article

How to apply for an SBA loan: requirements explained

How to apply for an SBA loan. Understand the key requirements such as preparing legal documents, providing collateral and more to secure the loan.

Read article

How to choose the right business checking account

Find out how to choose a business checking account. Discover the five major factors that you need to consider when choosing a business checking account.

Read article

How to prepare for unexpected expenses in business

Unexpected expenses in business can impact on your company and cash flow. Learn how to manage these unforeseen costs with ease.

Read article

2,000+

Branches nationwide

Fortune

2025 Fortune® World’s Most Admired Companies™

$7.8 billion

In small-business and small-farm loans

U.S. Bank is committed to:

Protecting your assets

Your finances and business are in safe hands with U.S. Bank. As an FDIC-insured bank, we cover deposits with zero fraud liability. Plus, your data is protected by the industry’s strongest encryption.

Strengthening our communities

The U.S. Bank Foundation Opportunity Fund (est. 2023) is a $75 million commitment to supporting organizations that expand opportunities in historically underserved communities.

Making ethical decisions

We’re proud to have been named one of the World’s Most Ethical Companies® in 2025 for the eleventh consecutive year.

Featured customer

The U.S. Bank team always believed in us. They asked, ‘What are your goals?’ and then they helped us to achieve them.

Sami and Saraha Ellouze, owners of Chaupin Bakery, U.S. Bank client

Read the story

Cobrowse: One-on-one expert guidance without a trip to the bank

Need help navigating the next phase of your business? Cobrowse by U.S. Bank lets you virtually connect with a banker. Share your screen via the online or mobile banking app or U.S. Bank website to talk through your business finances, goals and questions in real time.

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Call 800-673-3555 to talk with a representative right away.

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Disclosures

Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

FDIC insured to the maximum allowed by law.

U.S. Bank named one of the “World’s Most Ethical Companies®” Ethisphere Institute, February 2025 (also 2015–2024); for more information about the ‘World’s Most Ethical Company’ designation and scoring methodology, please visit www.worldsmostethicalcompanies.com.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

From Fortune, ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune® is a registered trademark and Fortune World’s Most Admired Companies™ is a trademark of Fortune Media IP Limited and are used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, U.S. Bancorp N.A.

U.S. Bank is not affiliated with ADP, MyCorporation, QuickBooks® or TransUnion and does not share data or any other information. U.S. Bank is not responsible for any activities you engage in on the ADP, MyCorporation, Quickbooks or TransUnion sites or services.

U.S. Bank provides zero fraud liability for unauthorized transactions. Zero fraud liability does not apply to certain commercial card transactions made with a business debit card. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in the Your Deposit Account Agreement for details.

Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2024 Mobile Banker Scorecard.

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

BUSINESS BANKING

Earn up to $1,200 when you open a new business checking account.

Navigate critical milestones with business banking solutions

Save, manage and earn money your way.

Secure working capital when and where you need it.

Accept customer payments in-person, online or on the go.

Take care of business with a variety of tools and services.

Make our industry knowledge your
business advantage.

All industries

Agriculture

Healthcare

Manufacturing

Nonprofit

Professional services

Specialty contractors

Your one stop for managing business finances

Convenience and control

Digital security guaranteed

Top rated mobile banking app

Manage your operation and navigate
the future with helpful knowledge and
expert guidance.

Small business bank accounts - frequently asked questions

How to apply for an SBA loan: requirements explained

How to choose the right business checking account

How to prepare for unexpected expenses in business

U.S. Bank is committed to:

Protecting your assets

Strengthening our communities

Making ethical decisions

Cobrowse: One-on-one expert guidance without a trip to the bank

Let’s connect.

Looking for something else?

Disclosures

BUSINESS BANKING

Earn up to $1,200 when you open a new business checking account.

Navigate critical milestones with business banking solutions

Save, manage and earn money your way.

Secure working capital when and where you need it.

Accept customer payments in-person, online or on the go.

Take care of business with a variety of tools and services.

Make our industry knowledge your business advantage.

All industries

Agriculture

Healthcare

Manufacturing

Nonprofit

Professional services

Specialty contractors

Your one stop for managing business finances

Manage your operation and navigate the future with helpful knowledge and expert guidance.

Small business bank accounts - frequently asked questions

How to apply for an SBA loan: requirements explained

How to choose the right business checking account

How to prepare for unexpected expenses in business

U.S. Bank is committed to:

Protecting your assets

Strengthening our communities

Making ethical decisions

Cobrowse: One-on-one expert guidance without a trip to the bank

Let’s connect.

Looking for something else?

Disclosures

Make our industry knowledge your
business advantage.

Manage your operation and navigate
the future with helpful knowledge and
expert guidance.