Skip to main content
  • About us
  • Financial education
  • Support
  • Locations
U.S. Bank
  • Locations
  • Support
  • Financial Education
  • About Us
  • Personal
    • Bank accounts
      • Bank accounts
      • Checking accounts
      • Savings accounts
      • Debit cards
      • CDs
      • Find routing number
      • Visa gift cards
      • Mobile & online features
      • Explore bank accounts
    • Credit cards
      • Credit cards
      • View credit cards
    • Investing & retirement
      • Investing & retirement
      • Online investing - Offered by U.S. Bancorp Investments
      • Financial goals
      • Investment management
      • Retirement planning
      • IRAs & 401(k) rollovers
      • CDs
      • All products & services
      • Explore investing & retirement
    • Personal loans & lines
      • Personal loans & lines
      • Loans & credit lines
      • Loan calculator
    • Home loans
      • Home loans
      • Mortgages
      • Today's mortgage rates
      • Refinancing
      • Home equity
      • First-time home buyers
      • Mortgage calculators
      • Home equity calculator
    • Vehicle loans
      • Vehicle loans
      • Auto loans
      • Auto loan calculator
      • Recreational vehicle (RV) loans
      • Boat loans
    • Mobile & online
      • Mobile & online
      • Mobile & online features
      • U.S. Bank Mobile App
    • Explore personal banking
      • Explore personal banking
      • Explore personal banking
  • Wealth Management
    • Your goals
    • Our services
    • Ways to work with us
    • Why choose us
    • Perspectives
    • Explore Wealth Management
  • Business
    • Business bank accounts
      • Business bank accounts
      • Business checking
      • Business savings & CDs
      • Business money market accounts
      • Online banking
      • Mobile banking
    • Business credit cards
      • Business credit cards
      • View business credit cards
    • Business loans & lines
      • Business loans & lines
      • Business loans
      • Business lines of credit
      • SBA loans
      • Equipment financing
      • Practice financing
      • McDonald's franchise financing
    • Business services
      • Business services
      • Cash management
      • Payroll services
      • Fraud protection
      • Gift cards
    • Business payments
      • Business payments
      • Accepting payments
      • Making payments
      • Merchant services
      • Tax payments
      • Business prepaid cards
    • Online & mobile banking
      • Online & mobile banking
      • Online banking
      • Mobile banking
    • Explore business banking
      • Explore business banking
      • Explore business banking
  • Corporate & Commercial
    • Solutions
      • Solutions
      • Capital markets
      • Credit & financing
      • International services
      • Liquidity & investments
      • Payables & receivables
    • Industry expertise
      • Industry expertise
      • Commercial real estate
      • Financial institutions
      • Healthcare
      • Public sector
      • Transportation
      • Travel & hospitality
      • Explore industry expertise
    • Investment services
      • Investment services
      • Custody solutions
      • Global corporate trust
      • Global fund services
      • U.S. Bancorp Asset Management, Inc.
    • Account login
      • Account login
      • Access accounts
    • Explore corporate & commercial
      • Explore corporate & commercial
      • Explore corporate & commercial
  • Institutional
    • Custody solutions
    • Global corporate trust
    • Global fund services
    • Banking services
    • Account login
    • Contact us
    • Explore institutional
    • U.S. Bancorp Asset Management, Inc.
U.S. Bank Log in
U S Bank

Before you go, be sure you know:

This link takes you to an external website or app, which may have different privacy and security policies than U.S. Bank. We don't own or control the products, services or content found there.

Continue

End of pop up window. Press escape to close or press tab to navigate to available options.

You are here:
  • Business banking  / 
  • Business services  / 
  • Accept payments  / 
  • Merchant services

Merchant Services

Payment solutions that work hard for your business.

Cost-effective merchant services that boost customer satisfaction.

Make accepting payments easy while helping to improve your bottom line.

Accept payments with the latest technology.

Accommodate all payment preferences and types while getting tools to help optimize your business operations with touch-free and contactless point of sale (POS) systems.

POS systems

Save time and money with payment processing tools.

Pair Everyday Funding and low transaction rates with robust reporting to stay up to date on all your payment activity.

Learn more

Secure your payment data.

Protect your business and customer’s payment information with a suite of security features that keep your PCI DSS compliance on track.

Grow your business with ecommerce.

Accept payment online and give your customers the convenient, secure and flexible online payment options they expect – no matter if they shop via smartphone, desktop or tablet.

Ecommerce tools

Attract and retain customers.

Boost sales, encourage repeat business and attract new customers with gift card and loyalty programs.

Gift card programs

Introducing Everyday Funding

Get the fastest free funding in the payment processing industry. Everyday Funding gives you access to your funds within hours, seven days a week, so you can increase your cash flow.

Learn about Everyday Funding

Grow with cloud-based point of sale software.

Increase your revenue, control your costs and boost your bottom line with cloud-based POS software. talech gives you a powerful in-store cash register and an easy-to-use online ordering feature so you can sell online without paying third party commission fees.

Get started with talech

Why choose U.S. Bank payment solutions for your merchant service needs?

With over 25 years of experience, we've helped businesses of all types and sizes navigate the payment landscape. Our consultative approach helps identify the right payment solution for your business to deliver a seamless payment experience for your customers while reducing your payment acceptance costs.

  • Customized payment solutions based on your unique business needs
  • Dedicated customer account managers and 24/7 customer service team
  • Innovative payment technology that meets customer demands

Learn more how merchant services solutions can help your business adapt.

Improve operations through payments.

Learn how payments can help pivot your business operations and overall strategy.

The new payment experience

Create a contactless payment experience.

Ensure your business is ready to meet cardholder demand for contactless payments.

Prepare for contactless payments

Improve cash flow with faster funding.

Reduce uncertainty so you can financially plan for your business’ cash flow needs.

How to get faster funding

Frequently asked questions

The first step is to set up an account with a bank that offers Merchant Services, like U.S. Bank. The “merchant acquiring bank” acts as an intermediary between the business and the credit card company, facilitating payment authentication and other technical aspects, so you can accept credit cards and other electronic payments. Once the electronic payments are processed and approved, the bank distributes the funds into your merchant account.

As you would when making any business decision, find a provider with a proven track record. Investigate their technical support options and hours. Make sure their rates are competitive within the industry and reasonable. Be wary of processors that advertise rates that are significantly lower than the rates others charge (chances are those rates will increase, or there are hidden fees they are not disclosing). Also, make sure they won’t cap your monthly processing volume. If you’re having a record month for sales, you don’t want to discover that you can’t accept any more payments without paying extra fees. Lastly, consider the specific needs of your business and make sure the merchant account provider offers the type of processing that you and your customers need.

A Merchant Services account is one established with a “merchant acquiring bank” that allows you to accept credit and debit cards and other electronic payments. Once the electronic payments are processed and approved, the bank distributes the funds into your merchant account.

No matter your size or industry, we offer a variety of payment solutions that will meet your business (and your customers’) needs. View the range of payment solutions we have available to our U.S. Bank Merchant Services customers.

Get started

  • Apply for merchant services
    Apply now
  • Request a call for U.S. Bank merchant services.
    Request a call
  • Find a U.S. Bank branch.
    Find a branch
  • Call 855-409-5198 U.S. Bank merchant services.
    Call 855-409-5198
  • Chat with a banker
  • Financial education
  • Security
  • Careers
  • Privacy
  • Online tracking and advertising
  • Site map
  • Accessibility
  • Cobrowse
  • facebook
  • twitter
  • instagram

Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

year U.S. Bank