Technology and tools

Want to offer a true omnichannel experience that allows you to accept payments onsite, online and on-the-go? We use the latest technology to work hard for your business.

Technology and tools benefits

  • Accept payments in any environment, with our Any Pay, Any Way, Any Where tools making it easy for your customers to buy and pay the way they want
  • Enable retail, online, ecommerce, point of sale (POS), and mobile payments ensuring you are competing in today’s marketplace
  • A wide range of customizable options with the latest technology that can help you run and grow your business

Improving cash flow and creating efficiencies

Need help attracting and keeping customers and partner relationships or simplifying operations? Our flexible, secure and innovative payment options make it easy to accept credit, debit and electronic gift cards.

Improving cash flow and creating efficiencies benefits

  • Same day credit, next day availability of funds when depositing into a U.S. Bank checking account
  • Statement analysis by local payments expert to help define cost of acceptance
  • Industry-leading Meet or Beat program with competitive rate pricing
  • Earn rewards – Only U.S. Bank rewards you for making purchases and taking credit card payments with Encore Relationship Rewards
  • Inventory management tools to help you carry the right products, in the right amounts, at the right time

Expanding commerce

Want to stay top-of-mind with your customers? Our tools ensure that your business, whatever the size, remains well connected and can scale up easily to match your needs as your business grows and evolves.

Expanding commerce benefits

  • Simple tools available to take your business online and mobile
  • Gift and loyalty cards to incentivize repeat purchases
  • Email marketing to acquire new customers and stay top of mind with current ones
  • Online reputation management tools to make sure word-of-mouth is working for your business

Payments Insider ®

Looking for an interactive, all-in-one approach to your payments business? Our secure customer portal helps you stay on top of your payments anytime, anywhere.

Payments Insider benefits

  • Receive SMS alerts as soon as your funds are processed
  • View your sales, funding and payments activity and statements
  • Customizable reporting for the past 24 months and interactive dashboard widgets
  • Order supplies for your products
  • Access timely, relevant news and helpful product videos
  • Securely contact us and provide feedback