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Make accepting payments easy while helping to improve your bottom line.
Pair Everyday Funding and low transaction rates with robust reporting from Payment Insider® to stay up to date on all your payment activity.
Protect your business and customer’s payment information with a suite of security features that keep your PCI DSS compliance on track.
Run your business efficiently with ecommerce tools beyond accepting payments: Create a web store, manage your inventory and boost your online reputation.
Get the fastest funding in the payment processing industry. Everyday Funding gives you access to your funds within hours, seven days a week, so you can increase your cash flow efficiency.
With over 25 years of experience, we've helped businesses of all types and sizes navigate the payment landscape. Our consultative approach helps identify the right payment solution for your business to deliver a seamless payment experience for your customers while reducing your payment acceptance costs.
The first step is to set up an account with a bank that offers Merchant Services, like U.S. Bank. The “merchant acquiring bank” acts as an intermediary between the business and the card brand networks, facilitating payment authentication and other technical aspects, so you can accept payment cards and other electronic payments. Once the electronic payments are authorized, processed and settled the acquiring bank funds the payment proceeds to your depository bank account.
As you would when making any business decision, find a provider with a proven track record. Investigate their technical support options and hours. Make sure their rates are competitive within the industry and reasonable. Be wary of processors that advertise rates that are significantly lower than the rates others charge (chances are those rates will increase, or there are hidden fees they are not disclosing). Also, make sure they won’t cap your monthly processing volume. If you’re having a record month for sales you don’t want to discover that you can’t accept any more payments without paying extra fees. Lastly, consider the specific needs of your business and make sure the merchant account provider offers the type of processing that you and your customers need.
A Merchant Services account is one established with a “merchant acquiring bank” that allows you to accept credit and debit cards and other electronic payments. Once the electronic payments are authorized, processed and settled the acquiring bank funds the payment proceeds to your depository bank account.
No matter your size or industry, we offer a variety of payment solutions that will meet your business (and your customers’) needs. View the range of payment solutions we have available to our U.S. Bank Merchant Services customers.
Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.
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