Bank Deposit Program

Cash Balance

Interest Rate 1

Annual Percentage Yield (APY) 1

Effective Date

Less than $5,000

0.05%

0.05%

11/17/25

$5,000 - $24,999

0.05%

0.05%

11/17/25

$25,000 - $49,999

0.05%

0.05%

11/17/25

$50,000 - $99,999

0.05%

0.05%

11/17/25

$100,000 - $249,999

0.05%

0.05%

11/17/25

$250,000 - $499,999

0.20%

0.20%

11/17/25

$500,000 - $999,999

0.20%

0.20%

11/17/25

$1,000,000 - $4,999,999

1.00%

1.00%

11/17/25

$5,000,000 and above

1.10%

1.11%

11/17/25

Cash Balance

Less than $5,000

Interest Rate 1

0.05%

Annual Percentage Yield (APY) 1

0.05%

Effective Date

11/17/25

Cash Balance

$5,000 - $24,999

Interest Rate 1

0.05%

Annual Percentage Yield (APY) 1

0.05%

Effective Date

11/17/25

Cash Balance

$25,000 - $49,999

Interest Rate 1

0.05%

Annual Percentage Yield (APY) 1

0.05%

Effective Date

11/17/25

Cash Balance

$50,000 - $99,999

Interest Rate 1

0.05%

Annual Percentage Yield (APY) 1

0.05%

Effective Date

11/17/25

Cash Balance

$100,000 - $249,999

Interest Rate 1

0.05%

Annual Percentage Yield (APY) 1

0.05%

Effective Date

11/17/25

Cash Balance

$250,000 - $499,999

Interest Rate 1

0.20%

Annual Percentage Yield (APY) 1

0.20%

Effective Date

11/17/25

Cash Balance

$500,000 - $999,999

Interest Rate 1

0.20%

Annual Percentage Yield (APY) 1

0.20%

Effective Date

11/17/25

Cash Balance

$1,000,000 - $4,999,999

Interest Rate 1

1.00%

Annual Percentage Yield (APY) 1

1.00%

Effective Date

11/17/25

Cash Balance

$5,000,000 and above

Interest Rate 1

1.10%

Annual Percentage Yield (APY) 1

1.11%

Effective Date

11/17/25
Start of disclosure content

Disclosures

  1. Interest rate and associated APY may change as often as daily without prior notice. You must maintain a minimum balance of $0.01 to obtain the disclosed APY. Interest accrues daily and is reinvested monthly. APY assumes monthly reinvestment of interest rate if invested for a full year (based on 365 days a year and 366 days in a leap year). There may be service fees assessed on the account, which may reduce earnings. Please refer to the U.S. Bancorp Advisors Commission & Fee Schedule, Disclosures, and Services Agreements (PDF) for more information regarding fees in your brokerage account.

Start of disclosure content

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

Please refer to our Terms and Disclosures.

U.S. Wealth Management – U.S. Bancorp Advisors is a marketing logo for U.S. Bancorp Advisors.

Brokerage and investment advisory products and services are offered by U.S. Bancorp Advisors, LLC, an SEC-registered broker-dealer, investment adviser, member FINRA / SIPC, and subsidiary of U.S. Bancorp and affiliate of U.S. Bank, N.A.

Insurance services are offered by USBA Insurance Services, a dba of U.S. Bancorp Advisors, having a California domicile and principal place of business at 800 N. Brand Blvd., 16th Floor, Glendale, CA 91203, CA Insurance License #6011694. Products may not be available in all states.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.