Every generation deserves an opportunity to achieve their dreams.

Great things come to those who work together. U.S. Bank can support your financial journey with personalized guidance from a banking consultant and online financial resources. Together, we can create a legacy of success for you and your family.

Honor tradition in a modern way.

Gifting a red envelope with lucky money is an important hallmark of Lunar New Year. Whether your family and friends are across the street or across the country, Zellemakes it safe and easy to continue this tradition. Best of all, Zelle is free for U.S. Bank customers.1 2

Enjoy a cash bonus offer.

Earn up to $600 when you open a new eligible U.S. Bank Smartly® Checking account, open a U.S Bank Standard Savings account and complete required activities. Offer valid through February 7, 2023.3

Celebrate a year of new beginnings.

Visit your local U.S. Bank branch to pick up gifts from us to you – an exclusive 2023 Lunar New Year wall calendar and red envelopes. Supplies are limited, so don’t wait. Or download a digital version of the calendar and monthly wallpaper images for your electronic devices.

Explore our online financial resources.

Young man and woman looking at a laptop.

Step-by-step financial planning

Set your goal and learn about financial planning for today and the future.

Woman showing her mobile phone screen to a man.

Money management tips

Our Financial IQ includes online courses and resource collections to help you plan for your future and achieve your financial goals.

Bank employees posing in front of branded tents and tables outside at an event.

Celebrate with us.

We’re excited to be back and celebrating Lunar New Year in person at parades and festivals in your city. We invite you to join us and visit our booth for some fun activities and giveaways.

  • Los Angeles (Pomona): Asian American Expo, January 14–15, 2023
  • Seattle: Microsoft Spring Gala, Saturday, January 28, 2023
  • Chicago: 2023 Lunar New Year Festival & Parade, Sunday, January 29, 2023
  • Seattle: Lunar New Year Festival, Saturday, February 4, 2023
  • San Francisco: Chinese New Year Festival & Parade, February 4–5, 2023

Let’s partner together.

Personal banking

One size does not fit all when it comes to banking. Manage your money with options tailored to your needs, from checking and savings to certificates of deposit.

Business banking

There’s nothing small about running a business. Manage and grow your operations with solutions that can help every step of the way.

Diversity, equity and inclusion

Our commitment to DEI is core to who we are and what we do. See how U.S. Bank draws strength from our diverse backgrounds.

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  1. U.S. checking or savings account is required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

  2. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  3. A minimum deposit of $25 is required to open a U.S. Bank Smartly® Checking account. Earn a $200 or $400 bonus by opening a new U.S. Bank Smartly® Checking account (excluding Safe Debit Account)  online, in a branch or over the phone by the expiration date on your mailer. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 90 days of opening your account. You must also complete two or more direct deposits within 90 days of opening your account that total: $3,000 to $5,999.99 to earn the $200 bonus, or $6,000 or more to earn the $400 bonus. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.

    A $25 minimum deposit is required to open a new U.S. Bank Standard Savings account. Earn your $200 bonus by opening a new Standard Savings account  by August 2, 2023. Additionally, you must make deposit(s) of $20,000 or more by August 31, 2023 and then maintain a minimum total account balance of $20,000 through November 30, 2023. The $200 bonus will be credited to your new savings account within 60 days of final savings account balance verification. Standard Savings accounts are variable rate accounts. For Standard Savings, the following balance tiers and Annual Percentage Yield (APY) are accurate as of April 4, 2023. Any balance: 0.01%. Interest rates are determined at the bank’s discretion and can change at any time. Interest will be compounded daily and credited to your savings account quarterly. Fees may reduce earnings on account. Offer may not be combined with any other savings account bonus offers. Offer is not valid if you or any signer on the account have an existing U.S. Bank savings account, had a U.S. Bank consumer savings account in the last six months, or received other U.S. Bank savings bonus offers within the past 12 months. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.

    Limit one checking and savings bonus per person. Current U.S. Bank employees are not eligible. Offer may not be available if you live outside of the U.S. Bank footprint. Offer not available through Alliance partnerships. Offer not available with Trust Accounts. Other restrictions may apply. All standard account terms, conditions and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement and the Consumer Pricing Information (PDF) disclosure.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.