Create payment efficiencies from rapid change.
New technologies and new payment networks are changing the way money moves. These advancements impact the way you manage your business and evolve customer and vendor expectations. We’re here to help you through the challenges of a rapidly changing payment landscape with solutions that solve real business problems.
Uncover the impact innovation has on payments.
Recent trends that are driving an accelerated demand for payments innovation:
- Changing expectations for the way we make and receive payments
- More payment choices enabled by new networks
- A transition away from paper payments to digital payments
- Growing demand for contactless payments
The role of data in payments innovation and why it matters.
The power of payments and data working together can accelerate your business. Rich data that's easily accessible makes reconciliation more automated, helps manage risk and most importantly, allows you to enrich your relationship with customers, suppliers, employees and stakeholders.
- Processing payments data has historically proven challenging.
- Reconciliation matters as much as speed.
Future data integration
- Integration provides real-time access to data.
- New innovations change the way data is processed.
Why it matters to you
- Immediately access payment information.
- Use data to make better decisions.
Develop next-generation payments and working capital solutions to impact your financial journey.
Payments innovation makes it easier for you to connect with various payment networks, whether you’re logging into SinglePoint®, sending us bulk payment files directly from your ERP, accounting or treasury systems, and/or using APIs to interact with us.
Understand where the world is going.
Our product development focus starts with understanding changing dynamics and trends at both an industry and client level. We strive to offer your organization solutions that will be relevant both now and in the future as business norms evolve.
Leverage emerging payment technology to enhance your experience.
We’re learning and adapting to new technologies, such as artificial intelligence, machine-learning and blockchain. We're working to optimize and enhance our payments solutions to create meaningful impact to your business.
Focus on ease of integration and use.
Our customers use a variety of enterprise applications within their organizations that send and receive data related to payments and collections activities. We continue to innovate and offer a range of integration options from web interfaces to APIs that connect your applications to our payment platforms. This not only offers quicker onboarding but also ensures a seamless flow of all payments data between your systems.
A unique and client-centric approach to payment innovation.
We’re working to harness the industry-leading, most innovative solutions wherever they arise. Whether from mainstream system providers, innovative start-ups or our own industry-unique in-house innovation team, we’re focused on uncovering and deploying relevant solutions.
Your needs and real-world challenges inform solutions.
Your feedback is paramount. It drives our agile approach of engaging our clients early and often throughout the product development life cycle.
How we solve your payment challenges.
We’re enhancing existing banking services and exploring new networks. We were one of the first banks live on the RTP® network and the first bank to initiate a payment. We keep risk management at the center of our solutions with a highly scalable and automated payments processing infrastructure. We have the specialized knowledge and expertise to protect payments as we increase our processing speed.
Push to card
Businesses push funds to payee bank account using a debit card.
Simplify payments while creating a superior experience for your payees with payment choices via Zelle, ACH, prepaid cards or checks.
Request for Pay
Leverage the RTP network to receive payments and benefit from straight-through reconciliation by sending requests for payment directly to clients.