Your funds are allocated to impactful activities.

Sustainable deposit accounts' funds will be allocated to the bank’s financing of renewable energy infrastructure and affordable housing projects.

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Verified sustainable criteria

To ensure your deposits support only meaningful activities, we only deploy your funds toward activities that align with our Sustainable Deposits Framework, which has been vetted by third-party sustainability experts.

Quick account opening

Our expedient account opening procedures allow for efficient turnaround of new account requests, ensuring your dollars are put to work quickly.

Achieve sustainable cash management.

Also called green deposits or social deposits, sustainable deposits offer the familiarity and low-risk profile of traditional bank deposits along with a unique blend of additional benefits, such as:

  • Protecting against fraud
  • Mitigating investment risk
  • Striving toward higher returns on account balances

Deposits are part of strategic sustainability.

Sustainable time deposits can be a powerful tool as you pursue various aspects of your overall sustainability strategy.

Financial stability 

Brand alignment 

Measurable impact 

FAQs about sustainable deposits

No. Deposits are pooled and allocated toward financing or refinancing activities, but there is no exposure to market fluctuations of these products.

Sustainable deposits support investment in new or existing eligible activities or entities as outlined in the Sustainable Deposits Framework. The activity themes included are renewable energy, green buildings and affordable housing.

Sustainable deposits offer several benefits for your organization.

One is that you’ll have access to shareable account reporting that shows how your deposits are allocated to sustainable activities. These reports illustrate how your deposits are supporting meaningful activities that align with sustainability goals, allowing you to easily communicate your sustainability commitment to your stakeholders.

In addition, sustainable deposits are an avenue for your cash to earn a competitive interest rate and be protected through FDIC insurance.

Get more information about sustainable deposits.

Contact the U.S. Bancorp Impact Finance team to learn more about green financing products and how they could be useful for your organization.

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Disclosures

Investment products and services are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency

Deposit products are offered by U.S. Bank National Association. Member FDIC. All credit products offered by U.S. Bank National Association are subject to normal credit approval and program guidelines. Eligibility requirements, other fees and conditions may apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

Financing maximums and terms are determined by borrower qualifications and use of funds. For deferred payments, interest accrues and is amortized over the remaining balance and term.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.