Bank Deposit Program

Balance

Interest Rate

Annual Percentage Yield

Effective Date

Less than $5,000

0.45%

0.45%

02/10/23

$5,000 - $24,999

0.45%

0.45%

02/10/23

$25,000 - $49,999

0.45%

0.45%

02/10/23

$50,000 - $99,999

0.45%

0.45%

02/10/23

$100,000 - $249,999

0.45%

0.45%

02/10/23

$250,000 - $499,999

0.85%

0.85%

02/10/23

$500,000 - $999,999

0.85%

0.85%

02/10/23

$1,000,000 - $4,999,999

1.70%

1.71%

02/10/23

$5,000,000 and above

1.70%

1.71%

02/10/23

Balance

Less than $5,000

Interest Rate

0.45%

Annual Percentage Yield

0.45%

Effective Date

02/10/23

Balance

$5,000 - $24,999

Interest Rate

0.45%

Annual Percentage Yield

0.45%

Effective Date

02/10/23

Balance

$25,000 - $49,999

Interest Rate

0.45%

Annual Percentage Yield

0.45%

Effective Date

02/10/23

Balance

$50,000 - $99,999

Interest Rate

0.45%

Annual Percentage Yield

0.45%

Effective Date

02/10/23

Balance

$100,000 - $249,999

Interest Rate

0.45%

Annual Percentage Yield

0.45%

Effective Date

02/10/23

Balance

$250,000 - $499,999

Interest Rate

0.85%

Annual Percentage Yield

0.85%

Effective Date

02/10/23

Balance

$500,000 - $999,999

Interest Rate

0.85%

Annual Percentage Yield

0.85%

Effective Date

02/10/23

Balance

$1,000,000 - $4,999,999

Interest Rate

1.70%

Annual Percentage Yield

1.71%

Effective Date

02/10/23

Balance

$5,000,000 and above

Interest Rate

1.70%

Annual Percentage Yield

1.71%

Effective Date

02/10/23

If you have questions, please contact your Wealth Management Advisor or call Wealth Management Brokerage Services at 800-888-4700.

Disclosures

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Investment and insurance products and services including annuities are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency.

U.S. Wealth Management – U.S. Bancorp Investments is a marketing logo for U.S. Bancorp Investments.

Start of disclosure content

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

U.S. Bancorp Investments and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the Client Relationship Summary and Regulation Best Interest Disclosure are available for you to review.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License #0E24641.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.

The information provided represents the opinion of U.S. Bancorp Investments and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

U.S. Bancorp Investments Order Processing Information.

Municipal Securities Education and Protection– U.S. Bancorp Investments is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board (MSRB). An investor brochure that describes the protections that may be provided to you by the MSRB rules and how to file a complaint with an appropriate regulatory authority is available to you on the MSRB website at www.msrb.org.

Start of disclosure content

Bank Deposit Program

The Bank Deposit Program consists of interest-bearing accounts (“Deposit Accounts”) at U.S. Bank National Association, a bank affiliated with U.S. Bancorp Investments.  Interest on Deposit Accounts will accrue daily and be credited monthly.  Interest will accrue on your Deposit Account balances from the day funds are deposited into the Deposit Accounts through the date of withdrawal.  Interest rates paid on Deposit Accounts may change daily and are available on the business day rates are set. The rates on the Deposit Account are impacted by several factors, including the amount paid on deposits by U.S. Bank, costs incurred and revenue retained by U.S. Bancorp Investments, market environment, competitive factors and other factors which may reduce the earnings on your account.

The Annual Percentage Yield takes into account the effect of monthly compounding of the interest posted to your account.

Deposits in the Bank Deposit Program are FDIC Insured up to $250,000 pursuant to FDIC guidelines.  The FDIC website at fdic.gov can help you determine FDIC coverage for your specific situation. Balances maintained in the Deposit Accounts at U.S. Bank are not eligible for coverage by the Securities Investor Protection Corporation (SIPC).