Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ plan.** Pay no interest,* just a small monthly fee.
View your credit score anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use and free to U.S. Bank customers.1
Avoid interest and late fees with automatic payments that put you in control. Pick a payment due date that works for your schedule.2
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Enter your estimated balance transfer amount and current APR.
Calculator assumes a minimum payment of either $40 or 1% of your new balance (whichever is greater) and a 30-day billing cycle.
This calculator is for illustrative purposes only.
Awarded Best 0% Intro APR and Balance Transfer Credit Card
The U.S. Bank Visa Platinum Credit Card typically offers our best and longest introductory APR offer on purchases and balance transfers.
U.S. Bank ExtendPay plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay plan, you'll receive a notification via email, or you'll see ExtendPay plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.
ExtendPay plan eligibility may change based on your credit card account activity.