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      • Home  / 
      • Credit Cards  / 
      • U.S. Bank Altitude® Reserve Visa Infinite® Card
      U.S. Bank’s premium credit card with up to 5 times bonus points on prepaid hotels and car rentals.

      U.S. BANK ALTITUDE® RESERVE VISA INFINITE® CARD

      Earn 50,000 bonus points worth $750 on travel.

      U.S. Bank’s premium credit card with up to 5 times bonus points on prepaid hotels and car rentals.
      Apply now

      Just spend $4,500 in the first 90 days of account opening.1 $400 annual fee (view terms and conditions).

      Exclusive to U.S. Bank customers.* Not a customer yet? Learn more about U.S. Bank products.

      Apply now

      up to five additional points POINTS

      Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.2

      up to three additional points POINTS

      Earn 3X points for every $1 on eligible travel purchases and mobile wallet spending.2

      UP TO $325 ANNUAL CREDITS

      Get reimbursed annually for eligible travel purchases and dining, takeout and restaurant delivery purchases.3

      Earn 3X Points with your Mobile Wallet purchases.

      Earn an industry-leading 3X points on eligible mobile wallet purchases using Apple Pay®, Google Pay™, and Samsung Pay. Plus, earn 3X points on eligible travel purchases. With accelerated point earning, every purchase gets you closer to your next getaway.

      Apply for the Altitude® Reserve Visa Infinite® Card, the metal credit card from U.S. Bank.

      Powerful earning potential with an exclusive custom-engraved metal card.

      Apply now

      View Terms and Conditions for the U.S. Bank Altitude Reserve Visa Infinite Card

      Exclusive Perks

      Airport Lounge Access

      Complimentary 12-month Priority Pass™ Select membership that gives access to more than 1,300 VIP lounges worldwide.4

      TSA PreCheck ® or Global Entry ®

      Up to $100 in statement credits to reimburse your application fee once every four years.5

      Visa Infinite® Luxury Hotel Collection

      Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious properties.6

      No Foreign Transaction Fees (view full terms and conditions for the U.S. Bank Altitude Reserve Visa Infinite Card)

      Save while traveling as well as making online purchases through foreign merchants.

      ID Navigator Powered by NortonLifeLock

      Provides tools to help keep you informed of threats that may affect your identity.7

      World Class Service

      Elevated service levels 24/7 with dedicated service advisors and Visa Infinite Concierge.8

      Redeem Rewards Instantly

      Use your mobile device to instantly redeem points for almost any purchase with Real-time Rewards.9

      Pay over time

      Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest*** and keep your rewards, all for a small monthly fee.

      Protection at Home and Away

      Peace of mind 24/7 with fraud monitoring10, ID Theft Protection, Emergency Evacuation and Transportation Coverage and more.6

      Awarded best travel card  by Wallethub

      Awarded Best Travel Credit Card

      Application for the U.S. Bank Altitude Reserve Infinite Visa Card Apply for the card that earned Wallethub's Best Travel Credit Card Award.

      U.S. Bank’s premium credit card with 3 times points on eligible travel purchases and mobile wallet spending.

      Not a customer? Use the U.S. Bank location search to Visit a branch to speak to a banker.

      Frequently Asked Questions

      Show All

      • What are the benefits of the U.S. Bank Altitude® Reserve Visa Infinite® Credit Card

        With the Altitude Reserve Card, you can earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center,2 3X points on eligible travel purchases and mobile wallet spending and 1X on all other eligible purchases. In addition, you can earn up to $325 in annual statement credit(s) for eligible travel purchases and dining purchases.3 Plus, points are worth 50% more when redeemed for travel.3


      • Does the U.S. Bank Altitude® Reserve Visa Infinite® Card have an annual fee?

        Yes, the annual fee is $400.*


      • How can I get up to $325 in annual credits?

        You can get up to $325 in annual credits through reimburesemt of eligible travel purchases and dining, takeout and restaurant delivery purchases.3


      • What are the benefits of paying with my mobile wallet?

        You will earn 3X points for every $1 spent when you pay with your mobile wallet using Apple Pay®, Google Pay™ and Samsung Pay.


      • How do I redeem points I've earned on my U.S. Bank Altitude® Reserve Visa Infinite® Credit Card?

        Cardmembers can redeem points for travel, gift cards, merchandise, live events, cash back,11 magazines and more. Redeeming points is quick and easy by choosing any of the following:

        • Visit the Rewards Center found in Online Banking at usbank.com.
        • Log into the U.S. Bank mobile app, select your Altitude Reserve account and click Redeem or View my rewards.
        • Call the 24-hour Rewards Center at 844.357.2015.

      • Do the points on my U.S. Bank Altitude® Reserve Visa Infinite® Credit Card expire?

        Points never expire on your Altitude Reserve Card.


      • What is U.S. Bank ExtendPay™?

        U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.


      • How will I know if I am eligible for a U.S. Bank ExtendPay™ Plan?

        If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

        ExtendPay Plan eligibility may change based on your credit card account activity.


      • Is my U.S. Bank Altitude® Reserve Visa Infinite® Card eligible for the Earn Mall?

        Yes. Your Altitude Reserve Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional points while shopping online at over 1,100 stores using your credit card.


      • How do I use Earn Mall with my U.S. Bank Altitude® Reserve Visa Infinite® Card?

        Once enrolled, log in at usbank.com. Click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall on your Altitude Reserve Card, you will be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Rewards Center Earn Mall.


      • Is my U.S. Bank Altitude® Reserve Visa Infinite® Card eligible for Real-Time Rewards?

        Yes. Your Altitude Reserve Card is eligible for Real Time Rewards after you register your card. With Real-time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.


      • How do I use Real-Time Rewards on my U.S. Bank Altitude® Reserve Visa Infinite® Card?

        Once enrolled, redemption is quick and easy. Make a purchase and you will receive a text asking if you want to use points to redeem immediately. Reply ‘REDEEM’ to complete the redemption. You must have enough points to cover the entire purchase in order to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.


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