Take advantage of our Campus Banking benefits.

The U.S. Bank Campus Banking program is designed to help students easily manage their money while they’re in college.

If your school participates, you’ll get special benefits and rewards. These benefits and rewards vary by school and may include:

  • A campus card that combines your student ID with your U.S. Bank debit card
  • A U.S. Bank Visa® Affinity Debit card branded with your university imagery
  • On-campus or near-campus branches and customer advisory centers
  • Convenient ATM access

Say hello to Smart Rewards®.

Regardless of whether your school participates in the Campus Banking program, as a Youth or Young Adult aged 13 through 24, you’re automatically enrolled in the free U.S. Bank Smart Rewards program when you open a U.S. Bank Smartly® Checking account.

Note: Young Adults ages 18 through 24 may apply for a U.S. Bank Smart Rewards Checking account individually or jointly. Youth ages 13 through 17 must apply jointly with an adult.

Start your financial journey on the right foot.

Open a Standard Savings account with a minimum $25 opening deposit.

Young Adults ages 18 through 24 may open an account individually or jointly and may do so online or in a branch. Individuals ages 17 and under may open an account with an adult. The account must be opened together in a branch.

Money.com Best Bank for Students 2023-2024

Ranked #1 for no-fee1 banking

U.S. Bank received the 2023-2024 Money Best Banks for Students award in August 2023.

Are you a campus administrator?

Learn more about our campus banking program and how to give your employees and students a solid financial foundation.

Take charge of your money.

Students talking about school

Grow your financial knowledge.

Visit the U.S. Bank Financial IQ Student Center to discover a vast array of resources on topics relevant to you. Be sure to check out the U.S. Bank Student Scholarship Sweepstakes.

Students talking about classes

Maximize your money’s potential.

Download the latest version of the U.S. Bank Mobile App to tap into an array of tools.

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  1. Members of the military (requires self disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. All others can have it waived by meeting any one of the following criteria: Have combined monthly direct deposits totaling $1,000 or more; or keep a minimum average account balance of $1,500 or more; or hold an eligible U.S. Bank credit card; or qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle).

    The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period. Other fees may apply.

    Please refer to the Consumer Pricing Information disclosure for more details.

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U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.