What is U.S. Bank Campus Banking?

It’s a program designed to give students a head start on their financial journey. If your college participates, you’ll receive special rewards and benefits that vary by school. Combine our campus banking program with the best of digital tools1 and you’ll have all you need to succeed.

Enjoy the benefits of campus banking

As a student at a participating school, these are some of the benefits that may be available to you:

A campus card that combines your student ID with your U.S. Bank debit card

A U.S. Bank Visa® Affinity Debit card branded with your university imagery

On-campus or near-campus branches and customer advisory centers

Get the skills and tools you need to thrive.

Enjoy these additional benefits regardless of whether your school participates.

U.S. Bank Goals Coaching

As your trusted listener and guide, a goals coach uses personalized tools and resources to help you explore what truly matters in life, financial or not.



U.S. Bank Financial IQ

Whether you’re a beginner or looking for a refresher, take your financial IQ to the next level.

U.S. Bank Student Scholarship

Enter for a chance to participate in an annual scholarship and access free financial education training.

U.S. Bank Overdraft Fee Forgiven

U.S. Bank Smartly® Checking Account customers may qualify for an Overdraft Paid Fee waiver with a qualifying deposit.

Money.com Best Bank for Students 2023-2024

Ranked top five for student banking

U.S. Bank received the 2023-2024 Money Best Banks for Students award in August 2023.

Ranked #1 mobile app2

Keynova Group in its 2022 Mobile Banker Scorecard.

World’s Most Ethical Companies®3

U.S. Bank has been named one of the World’s Most Ethical Companies by the Ethisphere Institute.

Set yourself up for success.

These bank accounts can help set your financial journey off to a good start.

Say hello to Smart Rewards®

Open a U.S. Bank Smartly® Checking account to be automatically enrolled in the free U.S. Bank Smart Rewards program. You'll enjoy the benefits awarded to all Youth and Young adults ages 13 through 24.

Start saving for your future.

Enjoy a hassle-free way to save with a U.S. Bank Standard Savings account. The minimum opening deposit is only $25.

Young Adults ages 18 through 24 may open an individual or joint account online or in a branch. Those ages 17 and under may open an account with an adult together in a branch.

Earn points while building credit.

Work towards building your credit2 with the U.S. Bank Altitude® Go Secured Visa® Card, which can help you build your credit over time – and may allow you to graduate to a traditional card.

Frequently asked questions

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  1. Members of the military (requires self disclosure) and clients ages 24 and under and those 65 and over pay no monthly maintenance fee. All others can have it waived by meeting any one of the following criteria: Have combined monthly direct deposits totaling $1,000 or more; or keep a minimum average account balance of $1,500 or more; or presence of an eligible personal U.S. Bank credit card; or qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle).

    The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period. Other fees may apply.

    Please refer to the Consumer Pricing Information (PDF) disclosure for more details.

  2. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

  3. U.S. Bank named one of the “World’s Most Ethical Companies®” Ethisphere Institute, February 2024 (also 2015–2023); for more information about the ‘World’s Most Ethical Company’ designation and scoring methodology, please visit www.worldsmostethicalcompanies.com.

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U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF) for details.

Deposit products offered by U.S. Bank National Association. Member FDIC. The U.S. Bank Visa Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.