Start the school year with a reward up to $100.1,2,3

Open a U.S. Bank Student Checking and Standard Savings account to earn up to $100 in bonuses with qualifying activities. This offer is valid through July 29.

To have the promo code automatically entered for you in the application process, use the Apply buttons below.

Note: If you apply for your checking account and savings account on another page, you’ll need to enter this promo code manually:3 22STDNT.

To earn the first $50 reward:

Open a new Student Checking account and complete all the following qualifying activities within 60 days of account opening:1

  • Make $100 or more in total deposit(s).
  • Make 10 or more debit card purchases totaling $100 or more.
  • Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking.
Apply for Student Checking

To earn an extra $50 reward: 2

  • Have opened a U.S. Bank Student Checking account during the promo period with promo code 22STDNT
  • Open a new Standard Savings account and complete the following:2
    • Make deposit(s) of $1,000 or more by August 31, 2022.
    • Maintain a minimum total account balance of $1,000 or more through February 28, 2023.
    • Have an open U.S. Bank Student Checking account
Apply for Standard Savings

Get Student Checking features and benefits.

Explore the benefits and features of Student Checking, including no monthly maintenance fee. You must be 18 years or older and meet these additional requirements to apply online.

SMART money moves

It’s more important than ever to review your SMART financial habits:

  • Save for a rainy day.
  • Manage your budget.
  • Access your credit score.
  • Reduce your debt.
  • Track your online security.

 

Visit the U.S. Bank Financial IQ Student Center for articles and videos on money management. Also, be sure to check out the U.S. Bank Student Scholarship to learn about your chances to win.

Complete everyday banking needs from almost anywhere.

Download the U.S. Bank Mobile App to track your monthly spending, split the check with a friend via Zelle®, get low-balance alerts, deposit checks, check your balance without logging in and more.

Get Started.

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Disclosures

  1. A minimum deposit of $25 is required to open a U.S. Bank Student Checking account. To earn the $50 bonus offer, you must open a new U.S. Bank Student Checking account (excludes all other checking account products) at a U.S. Bank campus location or online through a U.S. Bank campus page from June 1, 2022 through and including July 29, 2022. Additionally, you must have a minimum of $100 or more in total deposit(s), complete 10 or more debit card transactions totaling $100 or more using your associated debit card as well as enrollment in online banking or the U.S. Bank Mobile App all within 60 days of account opening. All transactions must be posted to the account within those 60 days. Pending transactions, ATM withdrawals and withdrawals at a branch using your debit card are not qualifying transactions. Offer is not valid if the primary signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last 12 months, or received other U.S. Bank bonus offers within the past 12 months. The checking bonus will be deposited into your new checking account within 60 days after you have completed the checking  requirements listed above as long as your account is open and has a positive balance.

  2. A $25 minimum deposit is required to open a new U.S. Bank Standard Savings account. To earn your extra $50 bonus you must have opened a new U.S. Bank Student checking account during the promotional period with the promotion code 22STDNT and be open and in good standing. Also, open a new U.S. Bank Standard Savings account at a U.S. Bank campus location or online through a U.S. Bank campus page by July 29, 2022. Additionally, you must make deposit(s) of $1,000 or more by August 31, 2022 then maintain a minimum total account balance of $1,000 or more through February 28, 2023 on your Standard Savings account. The $50 bonus will be credited to your new savings account within 30 days after you have completed the savings requirements listed above. Standard Savings is a variable rate account. The following Annual Percentage Yield (APY) is accurate as of May 23, 2022: 0.01%. Interest rates are determined at the bank’s discretion and can change at any time. Interest will be compounded daily and credited to your savings account quarterly. Fees may reduce earnings on account. Offer may not be combined with any other savings account bonus offers. Offer is not valid if the primary signer on the account has an existing U.S. Bank consumer savings account, had a U.S. Bank consumer savings account in the last 12 months, or received other U.S. Bank bonus offers within the past 12 months.

  3. You must use the promotion code listed on this offer when you apply. If you navigate away from this page, the promotion code is not automatically included and you will need to manually input the code during your application.

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Limit 1 checking and 1 savings bonus per tax ID. Bonus(es) will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. Other restrictions may apply. All regular account opening procedures apply. 

For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement and the Consumer Pricing Information (PDF) disclosures. These documents can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.

Must have a bank account in the U.S. to use Zelle. Terms and conditions apply. Requests for money with Zelle (including Split requests) sent to a U.S. mobile number require that the mobile number first be enrolled with Zelle.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

The U.S. Bank Visa Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.