The content in U.S. Bancorp’s corporate responsibility and sustainability materials, including our Corporate Responsibility Reports, is accurate as of the date of each such report and is subject to change without notice. Our corporate responsibility and sustainability materials supplement and should be read in conjunction with our other public disclosures, including the U.S. Bancorp 2025 Annual Report, 2026 Proxy Statement and our subsequent filings with the Securities and Exchange Commission (the “SEC”), all of which contain additional information about our company and can be found at ir.usbank.com.
Our approach to the disclosures included in our corporate responsibility and sustainability materials differs from our approach to the disclosures we include in other reports, including our filings with the SEC and any disclosures we may make under any other regulatory or voluntary frameworks. While our corporate responsibility and sustainability materials include information about these topics that we believe may be important certain stakeholders, any importance attributed to such topics and their inclusion in our corporate responsibility and sustainability materials should not be read to mean that they necessarily rise to the level of materiality used for the purposes of complying with applicable securities laws and regulations or other reporting frameworks even where we use the word “material” or “materiality.” Although our corporate responsibility and sustainability materials may reference certain laws and regulations, any references to “significance,” “importance,” “priority,” “transition plan,” scenario analysis,” “carbon neutral”, “ESG,” “sustainable finance,” “impact,” “net zero,” or similar terms in our corporate responsibility and sustainability materials should not be read to have the meaning ascribed to them under any U.S. federal securities laws and regulations, or any applicable legal requirements or other framework developed by a third party.
Our corporate responsibility and sustainability materials contain forward-looking statements, which may include our current expectations and assumptions regarding our future activities, goals, plans and objectives, as well as other future conditions. For discussion of risks that may cause actual results to differ from those described in forward-looking statements, refer to the sections entitled ‘Risk Factors” and “Forward-Looking Statements” of U.S. Bancorp’s Form 10-K for the year ended December 31, 2025, and subsequent filings with the SEC. Readers are cautioned not to place undue reliance on any forward-looking statements.
In addition, the standards, methodologies, assumptions, regulations, frameworks and estimates underlying or impacting our corporate responsibility and sustainability-related strategy, analysis and data have evolved and are likely to continue to change in future periods, including as a result of regulatory, industry, scientific and other developments. In addition, certain information in our corporate responsibility and sustainability materials incorporates or otherwise relies upon data from third parties, which may have been prepared in ways that are not consistent with our methodologies or practices. Except as required by law, we do not independently verify such third-party information. As a result of these and other factors, the information we present in our corporate responsibility and sustainability materials may differ from that included in our prior disclosures, and information in future disclosures may differ from information contained in current disclosures.
None of the content included in our corporate responsibility and sustainability materials shall be deemed to be incorporated by reference in any documents we have filed or will file with the SEC, and no reports, documents or websites that are cited or referred to in our corporate responsibility and sustainability materials shall be deemed to form part of, or to be incorporated by reference into, our corporate responsibility and sustainability materials. U.S. Bancorp is not responsible for the information contained on third-party websites, nor do we guarantee their accuracy and completeness. Additionally, our corporate responsibility and sustainability materials may contain statements based on hypothetical scenarios and assumptions. These statements should not necessarily be considered as being indicative of current or actual risk or forecasts of expected risk. Except as required by law, U.S. Bancorp undertakes no obligation to update any statement (including both forward-looking statements and statements regarding historical periods) in our corporate responsibility and sustainability materials or future disclosures.
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