Mortgage topics
Home equity & improvement topics

Mortgage

Discover pro tips on down payments, loan types and the steps you need to take to buy your new home.

What is the mortgage underwriting process and how does it work?

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What is an escrow account and how does it work?

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What are mortgage points and how do they work?

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How to buy a house with bad credit

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All mortgage topics

Home equity & home improvement

Find out how to use your equity to pay for home updates, cover big costs and reach your money goals.

What is a second mortgage and how does it work?

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Cash-out refinance vs. home equity loans

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HELOC vs. home equity loan: which is best for you?

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HELOC end of draw period: what it means and how to prepare

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All home equity & improvement topics

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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.