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Rewards

4X points on dining, takeout and restaurant delivery2

2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.3

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center6

4X points on travel, gas stations and EV charging stations

2X points at grocery stores, grocery delivery, dining and streaming services

1X point on all other eligible purchases

Plus, a $30 credit for annual streaming service purchases such as Netflix and Spotify®.7

Up to 5% cash back9 on two categories you choose10

2% cash back on one everyday category

1% cash back on all other eligible purchases

N/A

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center14

3X points on travel and mobile wallet purchases

1X point on all other eligible purchases

5X FlexPoints on prepaid hotels and car rentals booked directly in the FlexPerks Rewards Center16

3X FlexPoints on dining, takeout and restaurant delivery

2X FlexPoints at airlines, gas stations and EV charging stations

1X FlexPoint on all other eligible purchases

N/A

4X points on dining, takeout and restaurant delivery18

2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.19

Up to 5% cash back9 on two categories you choose10

2% cash back on one everyday category

1% cash back on all other eligible purchases

APR

Enjoy a 0% intro APR4 on purchases and balance transfers for the first 12 billing cycles. After that the APR is variable, currently  $.

$

0% intro APR11 on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR, currently $.

0% intro APR12 on purchases and balance transfers for the first 24 billing cycles. After that, a variable APR, currently $.

$

$

Credit limit

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

$300 - $5,000

$300 - $5,000

$300 - $5,000

Annual fee

$

$ intro for the first year, $/year thereafter

$

$

$

$

$

$

$

Welcome offer

Earn 20,000 bonus points worth $200.1

Earn 50,000 bonus points worth $500.5

Earn $200 cash back.8,9

Get a low intro APR for 24 billing cycles.

Earn 50,000 bonus points worth $750 in travel.13

Earn 30,000 bonus FlexPoints worth $450 in travel15

Enjoy no annual fee and credit-buildings17 benefits

Earn up to 4X points while building credit.17

Build credit17 and earn cash back.9

Start of disclosure content
Disclosures
CC-001 May charge fees
CC-002-01 Account in good standing - without approval
CC-009 Net purchases
CC-008 Creditor and issuer - Visa & AmEx
Start of disclosure content