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4X points on dining, takeout and restaurant delivery²

2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.³

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center⁶

4X points on travel, gas stations and EV charging stations

2X points at grocery stores, grocery delivery, dining and streaming services

1X point on all other eligible purchases

Plus, a $30 credit for annual streaming service purchases such as Netflix and Spotify®.⁷

Up to 5% cash back⁹ on two categories you choose¹⁰

2% cash back on one everyday category

1% cash back on all other eligible purchases

N/A

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center¹⁴

3X points on travel and mobile wallet purchases

1X point on all other eligible purchases

5X FlexPoints on prepaid hotels and car rentals booked directly in the FlexPerks Rewards Center¹⁶

3X FlexPoints on dining, takeout and restaurant delivery

2X FlexPoints at airlines, gas stations and EV charging stations

1X FlexPoint on all other eligible purchases

N/A

4X points on dining, takeout and restaurant delivery¹⁸

2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.¹⁹

Up to 5% cash back⁹ on two categories you choose¹⁰

2% cash back on one everyday category

1% cash back on all other eligible purchases

Enjoy a 0% intro APR⁴ on purchases and balance transfers for the first 12 billing cycles. After that the APR is variable, currently  $.

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0% intro APR¹¹ on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR, currently $.

0% intro APR¹² on purchases and balance transfers for the first 24 billing cycles. After that, a variable APR, currently $.

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$ view terms and conditions

$ view terms and conditions

$ view terms and conditions

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

Subject to credit approval.

$300 - $5,000

$300 - $5,000

$300 - $5,000

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$ intro for the first year, $/year thereafter

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$

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Earn 20,000 bonus points worth $200.¹

Earn 50,000 bonus points worth $500.⁵

Earn $200 cash back.^8,9

Get a low intro APR for 24 billing cycles.

Earn 50,000 bonus points worth $750 in travel.¹³

Earn 30,000 bonus FlexPoints worth $450 in travel¹⁵

Enjoy no annual fee and credit-buildings¹⁷ benefits

Earn up to 4X points while building credit.¹⁷

Build credit¹⁷ and earn cash back.⁹