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Free Mobile Check Deposit – Free for consumer accounts. Eligibility requirements and restrictions apply. Please refer to the Online and Mobile Financial Services Agreement for more information.
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Additional checking accounts – Platinum and Gold Checking Package customers can open additional Easy Checking accounts with no monthly maintenance fee. Requires at least one identical account holder on all accounts. Gold Checking Package customers are limited to two Easy Checking accounts with no monthly maintenance fee.
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Variable rate account – Rates are determined at the bank's discretion and may change at any time. See the Current Deposit Rates for disclosures on rates, compounding and crediting and other balance information.
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Package Money Market eligibility – A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver or Gold Checking Package account with at least one common account holder on each account. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the Silver, Gold or Platinum Package Checking account is closed or transferred to a different non-qualifying product.
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Platinum Select Money Market eligibility – A U.S. Bank Platinum Select Money Market Savings account requires you to maintain an open U.S. Bank Platinum Checking Package account with at least one common account holder on each account. The Platinum Select Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the associated Platinum Checking Package account is closed or transferred to a different non-qualifying product. If another Silver or Gold Checking Package account exists, the Platinum Select Money Market Savings account will be converted to a Package Money Market Savings account.
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To receive the U.S. Bank Customer Credit, a U.S. Bank Personal Checking Package must be established prior to final loan approval, or must have an existing first lien mortgage with U.S. Bank. A minimum of $25 is required to open a U.S. Bank Checking Package. For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information brochure and the Your Deposit Account Agreement. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
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The U.S. Bank Customer Credit is calculated as 0.25% of the loan amount. The maximum customer credit amount is $1,000. For an existing U.S. Bank home mortgage, the maximum refinance customer credit is $300 and may only be applied once per property within a 12 month period. Certain mortgages may not be eligible for stated credits. Offer may not be combined with any other mortgage offers. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.
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No-commission trades – Offer is for 25 no-commission investment trades and applies to online trades of equities and exchange-traded funds only. At least $1,000 in cash or securities is required to open a self-directed brokerage account with U.S. Bancorp Investments. No-commission trades will be applied once funding is confirmed. This offer is not designed to support day trading or active trading and may be revoked if there is excessive or unreasonable activity. This is a one-time offer and is not renewable. Additional fees may apply. Please refer to the Schedule of Commissions and Fees for more information.
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Silver Checking Package Accounts – Platinum Checking Package customers can open additional Silver Checking Packages with no monthly maintenance fee. Requires at least one identical account holder on the Platinum and Silver Checking Packages, or a common account holder on the associated Platinum Select Money Market Savings.
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Paper statement fees – Additional fees may apply for Statements with Check Images and Statements with Check Return. Check Images are available with Paper or eStatements. Check Return is only available with Paper Statements. Accounts with the Senior customer indicator receive $1.00 discount per statement cycle for Statement with Check Return fee and the Statement with Check Images fee is waived.
Refer to the Consumer Pricing Information brochure for a summary of fees, terms and conditions that apply. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657. -
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Silver combined deposit balance – The combined balance is the total average account balance of the Silver Checking Package and all Package Money Market Savings and Platinum Select Money Market Savings accounts you own. The average account balance is calculated by adding the combined balance at the end of each calendar day during the statement period, up to and not including the last business day of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.
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Gold fee waiver accounts – Qualifying accounts include U.S. Bank Premier Lines, home mortgages, home equity loans and lines of credit, personal purpose loans and activated credit cards. (U.S. Bank Reserve Line of Credit and student loans are excluded.) Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Mortgage loans, Home Equity loans and lines of credit, and Credit Cards are offered by U.S. Bank National Association.
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Combined deposit, investment and credit balances – Combined deposit balances include the average monthly collected balances for U.S. Bank personal checking, savings, money market and IRA accounts and CDs. Outstanding credit balances include balances on U.S. Bank Premier Line, home mortgages, home equity loans and lines of credit, personal and purpose loans and credit cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with U.S. Bancorp Investments.
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Average account balance – The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of days within the statement period. Business days are Monday through Friday; federal holidays are not included.
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If you have linked eligible accounts, and the negative Available Balance in your checking account is $5.01 or more, the advance amount will transfer in multiples of $50. If however, the negative Available Balance is $5.00 or less, the amount advanced will be $5.00 and the Overdraft Protection Transfer Fee will be waived. Refer to Your Deposit Account Agreement, section titled Overdraft Protection Plans, for additional information.
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If enrolled in paper statements, your statement will show a $2.00 Paper Statement Fee which will then be reversed as part of being a Gold or Platinum Package customer or a Premium Checking customer.
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Platinum Select Money Market Savings will meet the savings account requirement for the monthly maintenance fee waiver if the Package Money Market Savings is converted to a Platinum Select Money Market Savings due to an associated Platinum Checking Package.
Refer to Your Deposit Account Agreement and the Consumer Pricing Information brochure for a summary of fees, terms and conditions that apply. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Investment products and services are:
Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency
*For U.S. Bancorp Investments:
Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.
For U.S. Bank:
Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association, Member FDIC.
Deposit products are offered by U.S. Bank National Association. Member FDIC.
Equal Housing Lender
The U.S. Bank Visa Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
The creditor and issuer of U.S. Bank credit cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Inc. and American Express. American Express is a federally registered service mark of American Express.
U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.
year U.S. Bank
