KNOWLEDGE BASE

How do I activate and manage cash‑back deals, including what I've earned?

Earning cash-back deals on purchases made with your debit or credit card is easy.

To redeem your activated offer, simply make a qualifying transaction at the activated merchant. Review the offer details to ensure you meet the offer requirements. Once redeemed, your account will automatically receive a statement credit within two billing cycles. 

To activate, view and favorite cash-back deals using digital banking

Locate your cash-back deals and then follow the appropriate steps below. 

  • Online banking user: Cash-back deals are located below Activity on the right.
  • U.S. Bank Mobile App user: Scroll down to the Cash-back deals section.

To view and activate  

  1. Select View all deals to find your available deals. 
  2. To activate, either select the (+) icon or open the tile and choose Activate.
  3. Find all your previously activated deals in the Activated tab.

Alerts are available for new or expiring deals. See also: How do I manage alerts for cash-back deals?

To view your earned rewards

  1. Select View all deals. Your total cash back earned is at the top.
  2. Choose the Redeemed tab to find information on specific offer redemption details, such as:
    • Amount ($) earned on individual purchases.
    • The date the cash back was earned.
    • The merchant where the cash back was earned.

To favorite brands you love

  1. Choose View all deals to find your available deals.
  2. Select the heart icon in the upper right-hand corner of the offer tile.
  3. Find all your favorited brands in the Favorites tab.

More information

Most personal debit and credit cards are eligible for cash-back deals. Cash-back deals will not be available for any card if you have one or more ineligible card. You may not be eligible for cash-back deals if you:

  • Haven’t activated your personal card.
  • Have a retail credit card, such as Harley Davidson or BMW.
  • Have a business debit or credit card.

Visit our U.S. Bank cash-back deals page to learn how to make the most of your rewards.