What mortgage refinance options are available?

Refinancing a mortgage with U.S. Bank can help you change terms, lower monthly payments and reduce your interest rate. We offer a variety of home refinancing options and are ready to help you find the right choice for your needs.

You can easily find all our mortgage refinancing options and ways to apply, simply select one of the options below.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

  1. Tap the menu on the top left of your home screen.
  2. Go to Explore accounts and offers.
  3. Scroll down and tap Home refinance.

Additional information

If you have any other questions, please contact us at 800-365-5001.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit to learn more about U.S. Bank products and services. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

For more information for first-time home buyers: