Platinum Select Money Market Savings pricing and features

No monthly maintenance fee

Grow your savings even faster with no monthly maintenance fee.

Minimum opening deposit

You’ll need a $25 minimum opening deposit.

Competitive interest rates

Watch your savings increase with our competitive savings account interest rates.

For more information on features and pricing, check out:

 

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Today's Savings Rates

Annual Percentage Yield (APY) and interest rates effective date for zipcode (Edit)

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Daily balance*

APY

Interest rate

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Benefits for all U.S. Bank Savings accounts

No ATM transaction fees at U.S. Bank ATMs

As a U.S. Bank customer, you have access to one of the largest ATM networks in America.

Overdraft protection option

Get automatic coverage of negative checking balances when you link your savings account to your checking account.

Custom account alerts

Stay on top of your account by setting up email or text message reminders about low balances, transfers and other important activity.2

Mobile and online banking

Bank whenever and wherever you’re online with secure access to your account.

Automated savings options

Watch your savings grow when you set up recurring transfers. Just link your savings account to another U.S. Bank account.

E-statements

Quickly access your savings account statements online anytime. They’re automatically archived, and they’re free.

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Disclosures

* You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.

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  1. Platinum Select Money Market eligibility – A U.S. Bank Platinum Select Money Market Savings account requires you to maintain an open U.S. Bank Platinum Checking Package account with at least one common account holder on each account. The Platinum Select Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the associated Platinum Checking Package account is closed or transferred to a different non-qualifying product. If a Silver or Gold Checking Package also exists, the Platinum Select Money Market Savings account will be converted to a Package Money Market Savings account.

  2. Text messaging fees – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.