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Use our Loan Payment Calculator to determine your monthly loan payment or purchase price. Use the graph on the next page to see how different loan payback periods (terms) and down-payment amounts will impact your monthly payments.1 Auto loans have a minimum loan term of 12 months and minimum loan amount of $3,000.
Rates as low as 2.49% Annual Percentage Rate (APR) are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years, or higher LTV may be higher. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees vary by state and range from $50 to $125 or up to 1% of the loan amount. Loan payment example: a $10,000 automobile loan at a 1.68% Interest rate for 36 months with a $125 origination fee will have a 2.49% APR and a $288.59 monthly payment. See the Consumer Pricing Information brochure for terms and conditions that apply to U.S. Bank Package Checking accounts. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association, Member FDIC.
Offer not available for refinance transactions. Valid for purchase transactions only. Subject to normal credit approval. Terms and conditions may vary between branch locations.