U.S. Bank supports eContracting for auto loans via Dealertrack and RouteOne, please contact the portal of your preference to sign up today. eContracting for auto leasing isn’t currently supported.

Funding packages can be faxed to 866-616-1770. Please use the Fax Funding Cover Letter in Dealertrack and RouteOne as the coversheet.

Funding addresses

FedEx only
U.S. Bank
Suite 2063
4054 Willow Lake Blvd
Memphis, TN 38153

U.S. mail and all other couriers
U.S. Bank
Suite 2063
3268 Progress Way
Wilmington, OH 45177-7700

The Funding Checklist Auto Loan form and Funding Checklist Auto Lease form are required for funding. You can find these in the Forms section of Dealertrack and RouteOne.

Funding delay messages are available in Dealertrack and RouteOne and faxed to the number on your U.S. Bank dealer record. If you need additional information regarding the funding delay, please contact the U.S. Bank Dealer Help Desk at 800-374-4235.

Funding delay messages in Dealertrack and RouteOne include the appropriate fax number (866-616-1709) to send corrections to U.S. Bank. Please use the faxed copy of the Funding Correction Request as the coversheet or write the application number clearly on the submitted documentation.

Only the physical address should be listed on the contract. If the mailing address is different (PO Box, etc.), the customer should complete the Address Information Form found on Dealertrack and RouteOne to communicate mailing address request. A physical address must be the address of the home residence. LEASE: As agreed to in the lease contract, the lessee will be taxed based upon the physical address.

• Residual Guide – U.S. Bank CPO Residual Value Guide found on Dealertrack and RouteOne
• Mileage Chart – U.S. Bank CPO Residual Value Guide found on Dealertrack and/or RouteOne
• Like Invoice – Supplied by dealer

Other information

• When submitting an application for a Certified Pre-Owned (CPO) lease vehicle, dealer should use the "Program" drop down box within Dealertrack and RouteOne to indicate the application is a "CPO Lease."
• For specific vehicle eligibility requirements and other information see the U.S. Bank CPO Residual Value Guide on Dealertrack and RouteOne.

For retail lien holders and leases (paper titles only), see Title Address Guide posted on Dealertrack and RouteOne for temporary address information during the Dealertrack Collateral Management conversion.

Once the warranty/credit life cancellation is completed at the dealership, send the funds to the U.S. Bank address below for processing. Include the customer’s last name, effective date and complete VIN on the documentation for proper identification.

U.S. Bank
Insurance Servicing
PO Box 2928
Oshkosh, WI 54902

U.S. Bank online: Log in to online banking and select Pay My U.S. Bank Account from the "I'd Like To" menu on the left.

By mail: Customers will need to include their account number with the payment and send it to:

U.S. Bank
Attn: Payments
PO Box 790167
St. Louis, MO 63179 - 790167

Customers can contact U.S. Bank by calling 800-USBANKS (800-872-2657).

Note: Statements are sent approximately 20 days prior to payment due date.

On average it will take approximately 48 hours for funds to appear in your account. This can fluctuate dependent upon your financial institution. Deposits to U.S. Bank accounts are same day.

Adjustments to reserve amounts will be reflected on the next month end statement. For auto dealers, the adjustment will be offset financially by the other activities on the statement. 

Please refer to your Dealer Agreement Reserve Addendum for a definition of the reserve applied to your contract.