Today’s mortgage rates in Oregon

Whether you’re ready to buy or refinance, you’ve come to the right place. Compare Oregon mortgage rates for the loan options below.

Compare current refinance rates today.

See refinance rates

Today’s mortgage rates in Oregon
Rate
APR

The mortgage rates shown assume a few basic things, including:

  • You have very good credit (a FICO® Score of 740+) and a specific down payment amount for your loan type.1
  • Your loan is for a single-family home as your primary residence.
  • You will purchase up to one mortgage discount point in exchange for a lower interest rate. Connect with a mortgage loan officer to learn more about mortgage points.

Conventional fixed-rate mortgages

See a conforming fixed-rate estimated monthly payment and APR example.2

This table shows rates for conventional fixed-rate mortgages through U.S. Bank.
Term 30-year fixed
Rate
APR
Points
Term 20-year fixed
Rate
APR
Points
Term 15-year fixed
Rate
APR
Points
Term 10-year fixed
Rate
APR
Points
This table shows rates for conventional fixed-rate mortgages through U.S. Bank.
Term Rate APR
Points
30-year fixed
20-year fixed
15-year fixed
10-year fixed

Jumbo adjustable-rate mortgages

See an ARM estimated monthly payment and APR example.3

This table shows rates for adjustable-rate mortgages through U.S. Bank.
Term 10-year ARM
Rate
APR
Points
Term 7-year ARM
Rate
APR
Points
Term 5-year ARM
Rate
APR
Points
This table shows rates for adjustable-rate mortgages through U.S. Bank.
Term Rate APR
Points
10-year ARM
7-year ARM
5-year ARM

FHA mortgages

See an FHA estimated monthly payment and APR example.4

This table shows rates for FHA mortgages through U.S. Bank.
Term 30-year fixed - FHA
Rate
APR
Points
This table shows rates for FHA mortgages through U.S. Bank.
Term Rate APR
Points
30-year fixed - FHA

VA mortgages

See a VA estimated monthly payment and APR example.5

This table shows rates for VA mortgages through U.S. Bank.
Term 30-year fixed - VA
Rate
APR
Points
This table shows rates for VA mortgages through U.S. Bank.
Term Rate APR
Points
30-year fixed - VA

Jumbo mortgages

See a jumbo estimated monthly payment and APR example.6

This table shows rates for jumbo mortgages through U.S. Bank.
Term 30-year fixed - jumbo
Rate
APR
Points
Term 20-year fixed - jumbo
Rate
APR
Points
Term 15-year fixed - jumbo
Rate
APR
Points
This table shows rates for jumbo mortgages through U.S. Bank.
Term Rate APR
Points
30-year fixed - jumbo
20-year fixed - jumbo
15-year fixed - jumbo

Oregon living

There’s plenty for residents of Oregon to do and see year-round. Its mountains, rivers, beaches, lakes and waterfalls make it a popular destination for outdoor sports. From urban life in Portland to the marvelous Crater Lake National Park, adventure awaits those who call Oregon home.

Oregon first-time home buyer programs

First-time home buyer assistance programs in Oregon and across the U.S. offer loans, grants, down payment assistance and tax credits. But availability and qualification requirements can vary. Contact your U.S. Bank mortgage loan officer for more information about programs available in Oregon.

Find a mortgage loan officer in Oregon.

Our local mortgage loan officers understand the specifics of the Oregon market. Let us help you navigate the home-buying process so you can focus on finding your dream home.

Find a mortgage loan officer

Take the next step.

Prequalification helps you see how much you might be able to borrow.

Prequalify

If you’ve already found your dream home or are interested in refinancing an existing mortgage, start your application today.

Apply now

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