Mortgage rates in Massachusetts
Whether you’re ready to buy or refinance, you’ve come to the right place. Compare Massachusetts mortgage rates for the loan options below.
The rates below assume a few basic things:
- You have very good credit (a FICO credit score of 740+)
- Your loan is for a single-family home as your primary residence
Conventional fixed-rate mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed |
Rate | |
APR |
Term | 20-year fixed |
Rate | |
APR |
Term | 15-year fixed |
Rate | |
APR |
Term | 10-year fixed |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed | ||
20-year fixed | ||
15-year fixed | ||
10-year fixed |
Adjustable-rate mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 10-year ARM |
Rate | |
APR |
Term | 5-year ARM |
Rate | |
APR |
Term | 3-year ARM |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
10-year ARM | ||
5-year ARM | ||
3-year ARM |
FHA mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed - FHA |
Rate | |
APR |
Term | 15-year fixed - FHA |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed - FHA | ||
15-year fixed - FHA |
VA mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed - VA |
Rate | |
APR |
Term | 15-year fixed - VA |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed - VA | ||
15-year fixed - VA |
Jumbo mortgages
Learn more about interest rates and Annual Percentage Rate (APR).1
Term | 30-year fixed - jumbo |
Rate | |
APR |
Term | 20-year fixed - jumbo |
Rate | |
APR |
Term | 15-year fixed - jumbo |
Rate | |
APR |
Term | Rate | APR |
---|---|---|
30-year fixed - jumbo | ||
20-year fixed - jumbo | ||
15-year fixed - jumbo |
Living in Massachusetts
Known for its world-class cultural offerings, Massachusetts has a lot to offer those who call it home. Admire the picturesque mountain views, attend a top-ranking university or spend quality time with family on the beaches of Cape Cod. There is no shortage of things to see and do in the Bay State.
Massachusetts first-time home buyer programs
First-time home buyer assistance programs in Massachusetts and across the U.S. offer loans, grants, down payment assistance and tax credits. But availability and qualification requirements can vary. Contact your U.S. Bank mortgage loan officer for more information about programs available in Massachusetts.
Find a mortgage loan officer in Massachusetts.
Our local mortgage loan officers understand the specifics of the Massachusetts market. Let us help you navigate the home-buying process so you can focus on finding your dream home.
Take the next step.
Prequalification helps you see how much you might be able to borrow.
If you’ve already found your dream home or are interested in refinancing an existing mortgage, start your application today.