Today’s mortgage rates in Alabama
Whether you’re ready to buy or just looking, you’ve come to the right place. Compare Alabama mortgage rates for the loan options below.
The rates listed below assume some things about you:
- You have very good credit (a FICO credit score of 740+)
- You’re buying a single-family home as your primary residence
Conventional fixed-rate mortgages
Learn more about interest rates and APR.1
| Term | 30-year fixed |
| Rate | |
| APR |
| Term | 20-year fixed |
| Rate | |
| APR |
| Term | 15-year fixed |
| Rate | |
| APR |
| Term | 10-year fixed |
| Rate | |
| APR |
| Term | Rate | APR |
|---|---|---|
| 30-year fixed | ||
| 20-year fixed | ||
| 15-year fixed | ||
| 10-year fixed |
Adjustable-rate mortgages
Learn more about interest rates and APR.1
| Term | 10-year ARM |
| Rate | |
| APR |
| Term | 5-year ARM |
| Rate | |
| APR |
| Term | 3-year ARM |
| Rate | |
| APR |
| Term | Rate | APR |
|---|---|---|
| 10-year ARM | ||
| 5-year ARM | ||
| 3-year ARM |
FHA mortgages
Learn more about interest rates and APR.1
| Term | 30-year fixed - FHA |
| Rate | |
| APR |
| Term | 15-year fixed - FHA |
| Rate | |
| APR |
| Term | Rate | APR |
|---|---|---|
| 30-year fixed - FHA | ||
| 15-year fixed - FHA |
VA mortgages
Learn more about interest rates and APR.1
| Term | 30-year fixed - VA |
| Rate | |
| APR |
| Term | 15-year fixed - VA |
| Rate | |
| APR |
| Term | Rate | APR |
|---|---|---|
| 30-year fixed - VA | ||
| 15-year fixed - VA |
Jumbo mortgages
Learn more about interest rates and APR.1
| Term | 30-year fixed - jumbo |
| Rate | |
| APR |
| Term | 20-year fixed - jumbo |
| Rate | |
| APR |
| Term | 15-year fixed - jumbo |
| Rate | |
| APR |
| Term | Rate | APR |
|---|---|---|
| 30-year fixed - jumbo | ||
| 20-year fixed - jumbo | ||
| 15-year fixed - jumbo |
Take the next step
Shop for your dream home with confidence by getting a prequalification estimate. It’s fast, free and won’t affect your credit report.
If you’ve already found your dream home, then start your application today.
Find answers to your mortgage questions.
Wherever you are in your journey, the key to enjoying the home-buying process is getting answers to your questions when you need them.
Ready to speak to a mortgage loan officer near you?
Our local mortgage loan officers understand the needs specific to the Alabama market. Let us help you navigate the home-buying process so you can focus on finding your dream home.
Check out our First-Time Home Buyer guide.
Our guide has answers to many common home-buying questions.
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