Shop confidently for your next home.

If you’re already shopping for a home, consider getting pre-approved for a mortgage. A pre-approval can give you an edge over other buyers in a competitive market and allow you to move quickly through the process when you find the perfect home. You’ll give the lender detailed financial information, like pay stubs, bank statements and tax returns, and they’ll do an in-depth review of your financial situation to determine your loan amount. A pre-approval is usually only good for 90 days and will likely show as an inquiry on your credit report, so it’s best to hold off on applying for pre-approval until you’re ready to start making offers.

Ready to start your mortgage application?

Our online application process allows you to safely and securely get started on your mortgage application from your smartphone or computer. After you sign up, you’ll be asked to answer a series of simple questions and to import or upload necessary documents. You can start your application on your own or connect with a mortgage loan officer for help. Within three days of receiving your application, your lender will deliver a Loan Estimate (LE) showing your estimated closing costs.

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.